Credit Representatives in Phillip, ACT
Compare registered credit representatives in Phillip, Australian Capital Territory. All listings sourced from the ASIC Credit Representative Register.
Process and consumer protections
Credit representatives in Phillip, Australian Capital Territory follow the same NCCP process as full ACL holders: assessment of suitability, disclosure of fees and commissions, and provision of a Credit Guide before any application. The Best Interests Duty applies if the representative is acting as a mortgage broker. For non-mortgage credit (personal loans, asset finance, equipment leasing) suitability assessments are still required but the Best Interests Duty does not apply. Any commission paid by the lender must be disclosed. AFCA is the external dispute resolution body, and it is free for consumers.
Canberra Motors Pty Limited
Pham, Joseph
Priority One Lending Pty Ltd
Gillespie, John Hugo
Jpi Finance Group Pty Ltd
Portolesi, Joseph
Argentium Finances Pty Ltd
Hunter, Rachael Simone
Campbell, Andrew James
Lennock Phillip Pty. Limited & Lennock Automotive Pty Limited
Pethybridge, Wayne Douglas
Parkhill Advisory Pty Limited
Sandhu, Prabhdeep Singh
Song, Yundi
Anagnostopoulos, George
Chalise, Dinesh
Gaudel, Subodh
Loanfi Finance & Mortgage Pty Ltd
Murray, Naomi
Park Lane Group Co Pty Ltd
Russell, Craig Phillip
Wen, Yifang
Mcguinness, Ellen Mary
N G P Phillip Automotive Pty Ltd
Wong, Raymond
Baldawa Group Pty Ltd
Baldawa, Jugal Kishore
Brown, Mitchell Philip
Covell, Sophie Jane
Prajapati, Gagan
Rijal, Pratish
Rourke, Paul
Shrestha, Sagar
Sanda, Shunsuke
Nearby Credit Representatives
Frequently asked questions
What's the difference between a credit licensee and a credit representative?
An Australian Credit Licence (ACL) holder operates independently under their own licence. A credit representative is authorised by an ACL holder (the licensee) to provide credit services on the licensee's behalf. Both arrangements are regulated by ASIC under the NCCP Act and must appear on ASIC's Credit Register.
How do I verify a credit representative is authorised?
ASIC's Credit Register at moneysmart.gov.au lists every authorised credit representative in Australia, including those operating in Phillip, Australian Capital Territory. Each entry shows the representative's number, the licensee they are authorised under, and the scope of credit activities they are permitted to provide. Always confirm before signing any document.
What protections do I have when dealing with a credit representative?
Consumer protections under the NCCP Act apply equally to credit representatives and to licensees: a Credit Guide before any application, disclosure of all fees and commissions, a suitability assessment of the credit product, and access to AFCA for unresolved complaints — all at no cost to you.
Can a credit representative arrange any type of loan?
No. Each credit representative is authorised for specific credit activities by their licensee — typically residential mortgages, commercial finance, leasing, or a combination. The authorisation scope is shown on the ASIC Credit Register entry. Ask about the scope before engaging if you need a specific loan type.