175 verified credit representatives
Credit Representatives in Baulkham Hills, NSW
Compare registered credit representatives in Baulkham Hills, New South Wales. All listings sourced from the ASIC Credit Representative Register.
Process and consumer protections
Credit representatives in Baulkham Hills, New South Wales follow the same NCCP process as full ACL holders: assessment of suitability, disclosure of fees and commissions, and provision of a Credit Guide before any application. The Best Interests Duty applies if the representative is acting as a mortgage broker. For non-mortgage credit (personal loans, asset finance, equipment leasing) suitability assessments are still required but the Best Interests Duty does not apply. Any commission paid by the lender must be disclosed. AFCA is the external dispute resolution body, and it is free for consumers.
Csikos, Steven
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Elevate Financial Solutions Pty Ltd
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Ayap-Flores, Maria Victoria
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Bennett, Anthony Ronald
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Davey, Stuart
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El Labban, Akram
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Gcc Finance Solutions Pty Limited
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Hills Wealth Group Pty Ltd
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Jed Finance Pty. Ltd.
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Kumar, Rajneel Nitendra
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Mva Financial Services Pty. Ltd.
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Sadler, Brian Frederick
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Varandani, Anil
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Robert Read & Partners Pty Ltd
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Armstrong, Derek Gerard
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Iyer, Kamlesh
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Keanen W Consulting Pty Limited
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Prudent Home Loans Pty Ltd
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Sperling, Jonathan Paul
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Spirited Finance Pty Ltd
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Wood, Keanen Alexander
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Hodges, Simon Jerome
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Puri, Aman
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White, Sean
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Evans, Andrew
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Financeview Pty Ltd
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Irwin Financial Solutions Pty Ltd
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Irwin, Paul Gerard
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Mjat Investments Pty Ltd
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Francis, Joseph
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Gemstone Financial Services Pty Ltd
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Adx Finance Pty Ltd
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Apercu Financial Services Pty Ltd
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Atdt Pty Ltd
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Gk Finance Pty Ltd
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Kemp, Christopher
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Tan, David
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Wehbe, Jessica Betty
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Young, Matthew Peter
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Amararatne, Dharshani Mangalika
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Bryers, Adrian
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Budiman, Alisia
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Chong, May
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Kandid Financial Services Pty Ltd
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Kashyap, Geetanjali
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Nair, Rajeshkumar Kesavan
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The Trustee For The Dai Family Trust
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Thompson, Heath
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Zinger Finance Pty Ltd
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Coleman Consulting Pty Ltd
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Crooks, Daryl
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Dixit, Parag
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Hicking, Alan
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Lam, Cho Yee
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Nfinity Financials Pty Ltd
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Ofs Pty Ltd
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Saharan, Narender
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Vicro Enterprises Pty Ltd
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Woodhouse Consulting Pty Limited
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Boyd Mortgage Brokers Pty Ltd
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Chanmin Investment Pty Ltd
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Exclusive Business Solutions Pty Ltd
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Johnson, Michael Paul
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Karpinski, Lukasz
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Mvp Lending Group Pty Ltd
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Sawroop, Vishav Atam
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Shah, Kshitij Ajit
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Vester, Andrew Graham
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Vo, Amy En-Hui
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Blewitt, Dana
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Comino, Beth Roberta
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Elmer, William Keith
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Farha, Sleiman
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Fine Loans Pty Ltd
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Finwizard Pty Ltd
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J C Eldick Pty Ltd
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Johns, Genevieve Alice
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Metrowest Credit Services Pty Ltd
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Moorhen Finance Pty Ltd
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Mufti, Hussain
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Quirky Klo Pty Ltd
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Redondi, Karla Anne
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The Lending Club Finance Pty Ltd
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Vijayrania, Vikas
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Advanced Lending & Co Pty Ltd
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Aircorp Pty Ltd
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Krishnaswamy, Ram Prasad
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Kwatra, Rupav
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Ontime Finance Pty Ltd
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Rampam Enterprises Pty Ltd
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Reynolds-Mcfadden, Thomas Charles
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Samadi, Mehran
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Sery, Lubos
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Shnoudi, Tareq
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Taneja, Amit
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Tmb Financial Pty Ltd
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Abdeamin, Parisa
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Ak Financial Services Pty Ltd
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Dinte, Stephen Gary
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Flyak, Alexander
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Golden Dreams Finance Pty Ltd
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Guru, Amit
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Help You Finance Pty Ltd
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Hough, Esther Anne
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Jain, Amit
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Karpinski & Co Pty Ltd
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Kermanshahi, Kamran
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Kotnala, Anil
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Rmj Loans Pty Ltd
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Semaan, Patrick
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Shah, Sarju
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Smart Financemart Pty Ltd
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Trajcevski, Saso
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Xu, Danyin
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Zheng, Junting
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Agarwal, Anish
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Anderson, Courtney Q
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Batta, Shalini
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Boon, Timothy William
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Dn Hills Wealth Pty Ltd
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Golden Wattle Finance Pty Ltd
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Lai, Lily
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Lee, Sang Wook
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Ll & Jj Pty Ltd
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Moneysage Pty Ltd
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Northcote Capital Group Pty Ltd
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Sakr, James
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Saputra, Danny
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Super Mortgage Broker Pty Ltd
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Yi, Binbin
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Zhang, Enjie
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Ackling Home Pty Ltd
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Anand, Sahana
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Aries Lending Pty Ltd
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Canturi, Michael Frank
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Capital Link Finance Pty Ltd
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Cheng, Mengya
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Crowntech Pty Ltd
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Dave, Pratik Ghanshyam
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Davenport Financial Group Pty Ltd
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Davenport, Jack Philip
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Feng, Lei
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Han, Davy
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Hassanali, Mubina Mohamed
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Hi-Lend Finance Aus Pty Ltd
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Joseph, Josef Alexander
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Kafle, Nabita
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King, Joshua Graeme
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Liang, Bing
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Liu, Jian
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Lomu, Uluafi Edward
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Lu Val Financial Services Pty Ltd
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Mm Canturi Pty Ltd
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Moneygenie Pty Ltd
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Nbs Home Loans Pty. Limited
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Oneten Finance Pty Ltd
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Oonsa Holdings Pty Ltd
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Phounsavanh, Jacky
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Roosta Pisheh, Maryam
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Sadeghian, Tahmineh
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Sutyono, Andrew Stevano
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The Asset Club Pty Ltd
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Turkiewicz, Anna Danuta
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Valentine, Amit
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Walmsley, Martin David
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Ym Home.Loan Solutions Pty Ltd
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Yuan, Yani
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Zhong, Guohua
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Di Giulio, Dario Nicholas
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Ji, Pengshu
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Kande, Kamalakar Gupta
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Raghavendra Divhan Pty Ltd
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Tong, Hing Cheong
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Wonlinc Finance Pty Ltd
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Zhang, Ruiwen
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Nearby Credit Representatives
Frequently asked questions
What's the difference between a credit licensee and a credit representative?
An Australian Credit Licence (ACL) holder operates independently under their own licence. A credit representative is authorised by an ACL holder (the licensee) to provide credit services on the licensee's behalf. Both arrangements are regulated by ASIC under the NCCP Act and must appear on ASIC's Credit Register.
How do I verify a credit representative is authorised?
ASIC's Credit Register at moneysmart.gov.au lists every authorised credit representative in Australia, including those operating in Baulkham Hills, New South Wales. Each entry shows the representative's number, the licensee they are authorised under, and the scope of credit activities they are permitted to provide. Always confirm before signing any document.
What protections do I have when dealing with a credit representative?
Consumer protections under the NCCP Act apply equally to credit representatives and to licensees: a Credit Guide before any application, disclosure of all fees and commissions, a suitability assessment of the credit product, and access to AFCA for unresolved complaints — all at no cost to you.
Can a credit representative arrange any type of loan?
No. Each credit representative is authorised for specific credit activities by their licensee — typically residential mortgages, commercial finance, leasing, or a combination. The authorisation scope is shown on the ASIC Credit Register entry. Ask about the scope before engaging if you need a specific loan type.
Listings sourced from public government registers (ASIC, TPB). DecisionLab does not endorse any specific professional.
Always verify registration status directly with the relevant authority before engaging services.
Data is updated periodically and may not reflect the most current information.