67 verified credit representatives
Credit Representatives in Caringbah, NSW
Compare registered credit representatives in Caringbah, New South Wales. All listings sourced from the ASIC Credit Representative Register.
What the licensee relationship means for you
When dealing with a credit representative in Caringbah, New South Wales, the licensee they represent matters as much as the representative themselves. The licensee carries the ACL, the professional indemnity insurance and the AFCA membership that protect you if something goes wrong. Each entry below shows the licensee's name. Representatives may be authorised for residential lending, commercial lending, leasing, or all three — ask up front. Disclosure documents (Credit Guide, Credit Quote, Proposal Disclosure) must be provided before any binding application; these documents detail fees and any commission flows.
Bartlett, Jeff
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Stokes, Brett
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Anthony, Kade
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Barling, Mark Christopher
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Cronulla & Port Hacking Mortgage Services Pty Ltd
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Kiss, Peter
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Thomas, Sean
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Asset Finance & Management Pty Ltd
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Hayes, James
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Panagaris, Peter
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Sales, Christopher
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The Finance Warehouse Pty Ltd
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Clout, Peter Dallis
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Financial Ascension Pty Ltd
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Alpha One Advisory Pty Ltd
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Ambition Financial Group Pty Limited
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Cronulla Sutherland Mortgage Options Pty Limited
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Deushian, Eugenie Jenny
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Koutsouklakis, Dimitrios
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Riekie, Darren Graeme
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Martin, David John
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Assured Mortgage Services Pty Ltd
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Buckley, Adam
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Cochran, Brett John
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Zim Buckley Consulting Pty Ltd
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Build Invest Grow Pty Ltd
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Capta Financial Pty Ltd
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Connecting Finance Group Pty Ltd
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Gomes Abreu Dos Santos, Fabiano
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Kocabay, Onur
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Nobrega De Oliveira, Alvaro Augusto
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Pithers, Gregory Colin
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Simic Group Pty Ltd
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Simic, Luke Stephen
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Wilson, Susan
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Andrew, Charlotte
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Caine Holdings Pty Ltd
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Martin Financial Group Pty Ltd
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Mortgage & Insurance Specialists Pty Ltd
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Traynor, Lucas Ian
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Upton, Benjamin
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Brew, James
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Connect Financial Management Pty Ltd
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Coughlan, Shona Jane
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Kuehn, Daniel Blazquez
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Mcsweyn, John Neil
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The Brokerage Connection Pty Ltd
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Tracey, Craig Robert
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1932 Financial Services Pty Limited
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Choi, Ronson Long
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Diez, Eddison
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Hanna, Ramy
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Highfield Private Pty Limited
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Oubani, Mouhammed
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Agora Finance Pty Ltd
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Catalyst Mortgage Solutions Pty Ltd
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Doctor, James
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Kbk Capital Pty Ltd
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Kgm Capital Pty Ltd
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Logie, Kristy
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Mui, Michael
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Porter, Ryan Garry
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Byatt, Samantha
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Esd Co Pty Ltd
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Kotevski, Daniel
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Valentino, Jack Rudolf
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Wedesweiler, Nathan John
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Nearby Credit Representatives
Frequently asked questions
What's the difference between a credit licensee and a credit representative?
An Australian Credit Licence (ACL) holder operates independently under their own licence. A credit representative is authorised by an ACL holder (the licensee) to provide credit services on the licensee's behalf. Both arrangements are regulated by ASIC under the NCCP Act and must appear on ASIC's Credit Register.
How do I verify a credit representative is authorised?
ASIC's Credit Register at moneysmart.gov.au lists every authorised credit representative in Australia, including those operating in Caringbah, New South Wales. Each entry shows the representative's number, the licensee they are authorised under, and the scope of credit activities they are permitted to provide. Always confirm before signing any document.
What protections do I have when dealing with a credit representative?
Consumer protections under the NCCP Act apply equally to credit representatives and to licensees: a Credit Guide before any application, disclosure of all fees and commissions, a suitability assessment of the credit product, and access to AFCA for unresolved complaints — all at no cost to you.
Can a credit representative arrange any type of loan?
No. Each credit representative is authorised for specific credit activities by their licensee — typically residential mortgages, commercial finance, leasing, or a combination. The authorisation scope is shown on the ASIC Credit Register entry. Ask about the scope before engaging if you need a specific loan type.
Listings sourced from public government registers (ASIC, TPB). DecisionLab does not endorse any specific professional.
Always verify registration status directly with the relevant authority before engaging services.
Data is updated periodically and may not reflect the most current information.