Credit Representatives in Coogee, NSW
Compare registered credit representatives in Coogee, New South Wales. All listings sourced from the ASIC Credit Representative Register.
What the licensee relationship means for you
When dealing with a credit representative in Coogee, New South Wales, the licensee they represent matters as much as the representative themselves. The licensee carries the ACL, the professional indemnity insurance and the AFCA membership that protect you if something goes wrong. Each entry below shows the licensee's name. Representatives may be authorised for residential lending, commercial lending, leasing, or all three — ask up front. Disclosure documents (Credit Guide, Credit Quote, Proposal Disclosure) must be provided before any binding application; these documents detail fees and any commission flows.
Mcmanus, Fiona Jane
Scott Brokerage Services Pty Limited
Scott, Peter Kenneth
Jonstar Pty Ltd
Dorrell, Belinda Anne
Halil, Nazife
Lambley, Sally Ann
Swan, Peter Harvey
The Trustee For Monique Pearson Family Trust
Bridges, Karina Anne
Powell, Nicola Kate
Blueprint Financial Services Group Pty Ltd
Grunberger, Sarah
Ress, Steven
Finance Craft Pty Ltd
Hunt, Heymel Lorenzo
Giallafos, Lisa
Lu, Chengcheng
Shaw, Peta
Thorn Holdings Pty Limited
Thorn, Blake Robert
Thorn, Reece Richard
Alford, Benjamin
Fragment Equity Pty Ltd
Honey Finance & Co. Pty Ltd
Hunt Financial Group Pty Ltd
Malekdoost, Haniyhe
Hanney, Alexander
Heart Of Lending Pty Ltd
King, Troy George
Sagepath Finance Pty Ltd
Thorsby, Luke
Voronina, Ekaterina
Budd, Christopher
Redleaf Finance Pty Ltd
Zac Manken Pty Ltd
Nearby Credit Representatives
Frequently asked questions
What's the difference between a credit licensee and a credit representative?
An Australian Credit Licence (ACL) holder operates independently under their own licence. A credit representative is authorised by an ACL holder (the licensee) to provide credit services on the licensee's behalf. Both arrangements are regulated by ASIC under the NCCP Act and must appear on ASIC's Credit Register.
How do I verify a credit representative is authorised?
ASIC's Credit Register at moneysmart.gov.au lists every authorised credit representative in Australia, including those operating in Coogee, New South Wales. Each entry shows the representative's number, the licensee they are authorised under, and the scope of credit activities they are permitted to provide. Always confirm before signing any document.
What protections do I have when dealing with a credit representative?
Consumer protections under the NCCP Act apply equally to credit representatives and to licensees: a Credit Guide before any application, disclosure of all fees and commissions, a suitability assessment of the credit product, and access to AFCA for unresolved complaints — all at no cost to you.
Can a credit representative arrange any type of loan?
No. Each credit representative is authorised for specific credit activities by their licensee — typically residential mortgages, commercial finance, leasing, or a combination. The authorisation scope is shown on the ASIC Credit Register entry. Ask about the scope before engaging if you need a specific loan type.