Credit Representatives in Drummoyne, NSW
Compare registered credit representatives in Drummoyne, New South Wales. All listings sourced from the ASIC Credit Representative Register.
Licensee structure and supervision
Credit representatives in Drummoyne, New South Wales operate under the Australian Credit Licence (ACL) of a parent licensee. They are permitted to engage in 'credit activities' — arranging loans, advising on credit contracts, or acting as intermediaries — but only within the scope authorised by the licensee. Both the representative and the licensee must be listed on ASIC's Credit Register. Licensees are responsible for compliance training, complaints handling, and external dispute resolution membership through AFCA. The representative's authorisation can be checked at MoneySmart's professional registers tool — confirm that the rep number matches and the licensee shown is current.
Lombardo, Paolo
Saplan Pty. Ltd.
Ho, Brian Chee
Warren, Suzanne
A Plus Mortgage Pty Ltd
Wu, Clare
Dhir, Uday Karan
Rosenfeld, Lee
Castagnone, Johanna Pia
Harris, Jeffrey
Marchetta, John
Prosperity Finance Pty. Limited
Roumanus, Raymond
Salisbury Partners (Australia) Pty Limited
Sydney Financial Group Pty Ltd
The Trustee For Harris Family Trust
Tran Furnari, Natalie Thu
Desai, Praful Lallubhai
Do, Phuoc Huu
Ph Do Group Pty Ltd
Singh, Kamaldeep
Khattak, Rohit
Phelps, Maxwell Charles
Residential & Commercial Finance Mentoring Association Pty Ltd
Doan, Dinh Manh
James, Vicki
Running Hedgehog Pty Ltd
Sharp, Stella Kwamboka
Stem Finance Pty Ltd
Gong, Tingting
Henderson Financial Services Pty Ltd
Henderson, Elizabeth
Henderson, James
Pasuljevic, Lazar
Jia, Yidan
Muoio, Gregory
Paci, Angela
Nearby Credit Representatives
Frequently asked questions
What's the difference between a credit licensee and a credit representative?
An Australian Credit Licence (ACL) holder operates independently under their own licence. A credit representative is authorised by an ACL holder (the licensee) to provide credit services on the licensee's behalf. Both arrangements are regulated by ASIC under the NCCP Act and must appear on ASIC's Credit Register.
How do I verify a credit representative is authorised?
ASIC's Credit Register at moneysmart.gov.au lists every authorised credit representative in Australia, including those operating in Drummoyne, New South Wales. Each entry shows the representative's number, the licensee they are authorised under, and the scope of credit activities they are permitted to provide. Always confirm before signing any document.
What protections do I have when dealing with a credit representative?
Consumer protections under the NCCP Act apply equally to credit representatives and to licensees: a Credit Guide before any application, disclosure of all fees and commissions, a suitability assessment of the credit product, and access to AFCA for unresolved complaints — all at no cost to you.
Can a credit representative arrange any type of loan?
No. Each credit representative is authorised for specific credit activities by their licensee — typically residential mortgages, commercial finance, leasing, or a combination. The authorisation scope is shown on the ASIC Credit Register entry. Ask about the scope before engaging if you need a specific loan type.