Credit Representatives in Dubbo, NSW
Compare registered credit representatives in Dubbo, New South Wales. All listings sourced from the ASIC Credit Representative Register.
What the licensee relationship means for you
When dealing with a credit representative in Dubbo, New South Wales, the licensee they represent matters as much as the representative themselves. The licensee carries the ACL, the professional indemnity insurance and the AFCA membership that protect you if something goes wrong. Each entry below shows the licensee's name. Representatives may be authorised for residential lending, commercial lending, leasing, or all three — ask up front. Disclosure documents (Credit Guide, Credit Quote, Proposal Disclosure) must be provided before any binding application; these documents detail fees and any commission flows.
Gr & Lc Thompson Pty Ltd
Thompson, Grant Raymond
Davis, Jane
Foundation Wealth Planners Pty Ltd
Tink, Belinda Louise
Wiley Holdings Pty Limited
Wiley, Adam Victor
Burmac Financial Solutions Pty Ltd
Henwood, Nathan Glen
Jewbilee Pty Ltd
Montague Investments (Nsw) Pty Ltd
Osborne Finance Pty Ltd
Wright, Matthew
Cherry, Reece Graham
Gibson, Christopher John
Rindfleish, Brian Andrew
Macoll Pty Ltd
Mckinnon, Kirsty Frances
Work Rest Play Here Pty Ltd
Hollingworth, Peter Lance
Marchant Financial Services Pty Ltd
Marchant, Ian Sydney
Pbh Trading Pty Ltd
Foggon, Bradley James
Horsburgh, Ian
Peacocke Finance Pty Ltd
Vincent, Kareena
Bounce Financial Services Pty Ltd
Henry, Brody Wayne
Morrow, Stuart
O'Sullivan, Eilish
Redshack Pty Ltd
Semple, Christine Janelle
Smith, Cody Benjamen
Batten, Regina Leigh
Brouff, James
Bullagreen Finance Pty Ltd
Capflex Pty Limited
Dowdle, Caitlin Rose
Dudgeon, Caitlin
Foggon, Bradley James
Skordalis, Konstandinos
Nearby Credit Representatives
Frequently asked questions
What's the difference between a credit licensee and a credit representative?
An Australian Credit Licence (ACL) holder operates independently under their own licence. A credit representative is authorised by an ACL holder (the licensee) to provide credit services on the licensee's behalf. Both arrangements are regulated by ASIC under the NCCP Act and must appear on ASIC's Credit Register.
How do I verify a credit representative is authorised?
ASIC's Credit Register at moneysmart.gov.au lists every authorised credit representative in Australia, including those operating in Dubbo, New South Wales. Each entry shows the representative's number, the licensee they are authorised under, and the scope of credit activities they are permitted to provide. Always confirm before signing any document.
What protections do I have when dealing with a credit representative?
Consumer protections under the NCCP Act apply equally to credit representatives and to licensees: a Credit Guide before any application, disclosure of all fees and commissions, a suitability assessment of the credit product, and access to AFCA for unresolved complaints — all at no cost to you.
Can a credit representative arrange any type of loan?
No. Each credit representative is authorised for specific credit activities by their licensee — typically residential mortgages, commercial finance, leasing, or a combination. The authorisation scope is shown on the ASIC Credit Register entry. Ask about the scope before engaging if you need a specific loan type.