Credit Representatives in Edmondson Park, NSW
Compare registered credit representatives in Edmondson Park, New South Wales. All listings sourced from the ASIC Credit Representative Register.
Licensee structure and supervision
Credit representatives in Edmondson Park, New South Wales operate under the Australian Credit Licence (ACL) of a parent licensee. They are permitted to engage in 'credit activities' — arranging loans, advising on credit contracts, or acting as intermediaries — but only within the scope authorised by the licensee. Both the representative and the licensee must be listed on ASIC's Credit Register. Licensees are responsible for compliance training, complaints handling, and external dispute resolution membership through AFCA. The representative's authorisation can be checked at MoneySmart's professional registers tool — confirm that the rep number matches and the licensee shown is current.
Damiks Pty Ltd
Kunwar, Ishan
Finance Hub & Networks Pty Ltd
Dictado, Natalie
Draw Equity Pty Ltd
Gurung, Bakke Chhinjong
Kandel, Jyoti Raj
Munankarmi, Anup
Ndm Enterprises Pty Ltd
Planway Investment Pty Ltd
Chamberlain Consulting Pty Ltd
Chamberlain, James Richard
J.R Chamberlain & T Chamberlain
Sharma, Himanshu
Joseph, Abhishek
Nedeljkovic, Kristian
Swarup, Ameet
Zyffert, Joshua Jurek
Bhuiyan, Rehana Akhter
Diamondedge Capital Pty Ltd
Dream Nest Finance Group Pty Ltd
Financio Lending Solutions Pty Ltd
Fish, Kha Kha
Gosh Group Pty Ltd
Islam, Mohammad Amirul
Karki, Barada
Keya, Fatematuzzohura
Le, Jason Thong
Loanslift Pty Ltd
Nguyen, Bao Yen
Shahriar, Hasib
Sharma, Gaurav
Virk, Lavy Singh
Yadav, Rakesh
Philip, Emmil
Sananikone, Justin Phaykeo
Nearby Credit Representatives
Frequently asked questions
What's the difference between a credit licensee and a credit representative?
An Australian Credit Licence (ACL) holder operates independently under their own licence. A credit representative is authorised by an ACL holder (the licensee) to provide credit services on the licensee's behalf. Both arrangements are regulated by ASIC under the NCCP Act and must appear on ASIC's Credit Register.
How do I verify a credit representative is authorised?
ASIC's Credit Register at moneysmart.gov.au lists every authorised credit representative in Australia, including those operating in Edmondson Park, New South Wales. Each entry shows the representative's number, the licensee they are authorised under, and the scope of credit activities they are permitted to provide. Always confirm before signing any document.
What protections do I have when dealing with a credit representative?
Consumer protections under the NCCP Act apply equally to credit representatives and to licensees: a Credit Guide before any application, disclosure of all fees and commissions, a suitability assessment of the credit product, and access to AFCA for unresolved complaints — all at no cost to you.
Can a credit representative arrange any type of loan?
No. Each credit representative is authorised for specific credit activities by their licensee — typically residential mortgages, commercial finance, leasing, or a combination. The authorisation scope is shown on the ASIC Credit Register entry. Ask about the scope before engaging if you need a specific loan type.