Credit Representatives in Glenwood, NSW
Compare registered credit representatives in Glenwood, New South Wales. All listings sourced from the ASIC Credit Representative Register.
Process and consumer protections
Credit representatives in Glenwood, New South Wales follow the same NCCP process as full ACL holders: assessment of suitability, disclosure of fees and commissions, and provision of a Credit Guide before any application. The Best Interests Duty applies if the representative is acting as a mortgage broker. For non-mortgage credit (personal loans, asset finance, equipment leasing) suitability assessments are still required but the Best Interests Duty does not apply. Any commission paid by the lender must be disclosed. AFCA is the external dispute resolution body, and it is free for consumers.
Malhi, Bhupinder Pal
Bloom Trading Pty Ltd
Chen, Sunyu
Dappad Pty Ltd
Hantu, Andrei
U-Value Finance Services Pty Ltd
Verma, Devendra Kumar
Gupta, Manish
Jain, Ashok Kumar
Jyms Aust Pty. Ltd.
Patel, Bhavinkumar
Reliance Loans & Accounting Services Pty. Ltd.
Macerina Pty Ltd
Shah, Chirag Bhanubhai
Auswide Lending Group Pty Ltd
Brown, Christopher
Grewal, Danny
New Vision Financial Pty Ltd
Bhalla, Sanjiv
Home Loans Combined Pty Ltd
Kozlov, Genady
Sahin, Koray
Goyen, David Richard
Nucleus Loan Solutions Pty Ltd
Singh, Davinder
Nota, Jaswant
Sky Power Group Pty. Ltd.
Singh, Gursewak
Singh, Harkirat
Valion Finance Solutions Pty Ltd
Arora, Ajay
Bautista, Lorie May
Husnu, Engin
Loyola, Salvador Antonio
Matronitsky, Natalia
Proactive Financing Pty Ltd
Sapphire Realty Pty Ltd
Sethi, Sanjay
Bernardino, Ria Liza
Bombase, Bernadette
Captain'S Choice Financial Services Pty Ltd
Chatterjee, Saubhik
Elite Lending Partners Pty Ltd
Gandhi, Amit
Gandhi, Devang
Garga, Jiwan
Mdv Finance Pty Ltd
Sidhu, Manpreet Singh
Singh, Arvinder Pal
Singh, Ravinder
Smart Travel Pty Ltd
Trend Turner Pty Ltd
Truscott, Luke Phillip
Tuastomban, Michelle Mae
Xpress Garga Pty Ltd
Bs Financial Group Pty Ltd
Dhanam Capital Pty Ltd
Jain, Sangeeta
Kaia Money Pty Ltd
Kj Financials Pty Ltd
Kurniawan, Julia
Modern Money Finance Pty Ltd
Partol, Gagan Deep
Rasikh & Family Pty Ltd
Rasikh, Faheem
Sabiri, Alibaba
Vetcha, Karthik
Noble Mortgage & Finance Pty Ltd
Ortiz, Realin
Sigdel, Sujit
West Agents Pty Ltd
Nearby Credit Representatives
Frequently asked questions
What's the difference between a credit licensee and a credit representative?
An Australian Credit Licence (ACL) holder operates independently under their own licence. A credit representative is authorised by an ACL holder (the licensee) to provide credit services on the licensee's behalf. Both arrangements are regulated by ASIC under the NCCP Act and must appear on ASIC's Credit Register.
How do I verify a credit representative is authorised?
ASIC's Credit Register at moneysmart.gov.au lists every authorised credit representative in Australia, including those operating in Glenwood, New South Wales. Each entry shows the representative's number, the licensee they are authorised under, and the scope of credit activities they are permitted to provide. Always confirm before signing any document.
What protections do I have when dealing with a credit representative?
Consumer protections under the NCCP Act apply equally to credit representatives and to licensees: a Credit Guide before any application, disclosure of all fees and commissions, a suitability assessment of the credit product, and access to AFCA for unresolved complaints — all at no cost to you.
Can a credit representative arrange any type of loan?
No. Each credit representative is authorised for specific credit activities by their licensee — typically residential mortgages, commercial finance, leasing, or a combination. The authorisation scope is shown on the ASIC Credit Register entry. Ask about the scope before engaging if you need a specific loan type.