85 verified credit representatives
Credit Representatives in Hornsby, NSW
Compare registered credit representatives in Hornsby, New South Wales. All listings sourced from the ASIC Credit Representative Register.
What the licensee relationship means for you
When dealing with a credit representative in Hornsby, New South Wales, the licensee they represent matters as much as the representative themselves. The licensee carries the ACL, the professional indemnity insurance and the AFCA membership that protect you if something goes wrong. Each entry below shows the licensee's name. Representatives may be authorised for residential lending, commercial lending, leasing, or all three — ask up front. Disclosure documents (Credit Guide, Credit Quote, Proposal Disclosure) must be provided before any binding application; these documents detail fees and any commission flows.
Just, Allan Francis
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Laugesen, Gerard Michael
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Ralec, Alexander
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Hyland Financial Planning Pty Ltd
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Hyland, Justin James
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Newnan Group Pty Ltd
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Paulose, Varghese Punnackal
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Punnackal Financial Services Pty Ltd
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Aussie Hornsby Pty. Ltd.
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Procycles (Hornsby) Pty Ltd
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Castlerock Finance Group Pty Ltd
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Wong, Rocky
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Ausling Group Pty Ltd
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Shao, Tenglong
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Zhou, Yan
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Black & White Financial Services Pty Ltd
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Jo, Melody Yanjun
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Lend Power Pty Ltd
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Mel Wealth Managing Pty Ltd
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Singh, Onkar
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Diyo Australia Pty. Ltd.
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E-Tab Finance & Home Loan Experts Pty Ltd
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Fanous, Maher
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Khatchadourian, Mary
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Lxm Loans Pty Ltd
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Rai, Sanjay
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Williams, Warren Gareth
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Willwood Finance Pty Ltd
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Cormisell Enterprises Pty Ltd
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Moremore Finance Pty Ltd
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Baggott, Judith Christine
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Gowise Financial Pty Ltd
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Morris, Susan Janet
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Wu, Nan
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Bhatta, Uddhav
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Easy Finance And Mortgage Pty Ltd
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Franco, Damien Alfred
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Li, Ying
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M.Z.H Investments Pty Ltd
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Patel, Jayantilal Bhavan
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Perkins, Michael
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Smartpro Financial Group Pty Ltd
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Cheung, Kin Fung
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Novus Financial Pty Ltd
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The Trustee For Nmv Financial Services Trust
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Williams, Warren Gareth
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Xiao, Haidong
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Dai, Li
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Li, Jesse Zhexi
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Newham & Ewart Pty Ltd
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Northern Beaches Brokers Pty Ltd
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Pearsall, Celine Lifang
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Quinlan, Russell John
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Atkinson, Durham
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Brighter Finance And Mortgage Pty Ltd
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Dakroub, Samuel
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Finwise Financial Services Pty Ltd
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Giordano, Jason
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Hardwick, Mark
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Johnson, Rodney
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Li, Rebecca
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Locke, Nicole Bridgette
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Malekoo, Prabuddha
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Twja Group Pty Ltd
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Wild, Andrew Struan
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Xue, Dan
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Chang Li, Ivan
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Good Faith Pty. Ltd.
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Jin, Liqian
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Juno Services 8 Pty Ltd
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Kuo, Mei Ee
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Limbri, Hendy
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Mainali, Binod
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Minnie Investment Lending Pty Ltd
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Nepal, Chandra Sekhar
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Newham, Nathan
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Personalised Finance Pty Ltd
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Phuyal, Sarad
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Sethi Fam Investments Pty Ltd
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Sethi, Ankit
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Shah, Harshal
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Tang, Xianglan
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Zhang, Lingyan
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Zhou, Xue
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Bambagiotti, Mark
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Nearby Credit Representatives
Frequently asked questions
What's the difference between a credit licensee and a credit representative?
An Australian Credit Licence (ACL) holder operates independently under their own licence. A credit representative is authorised by an ACL holder (the licensee) to provide credit services on the licensee's behalf. Both arrangements are regulated by ASIC under the NCCP Act and must appear on ASIC's Credit Register.
How do I verify a credit representative is authorised?
ASIC's Credit Register at moneysmart.gov.au lists every authorised credit representative in Australia, including those operating in Hornsby, New South Wales. Each entry shows the representative's number, the licensee they are authorised under, and the scope of credit activities they are permitted to provide. Always confirm before signing any document.
What protections do I have when dealing with a credit representative?
Consumer protections under the NCCP Act apply equally to credit representatives and to licensees: a Credit Guide before any application, disclosure of all fees and commissions, a suitability assessment of the credit product, and access to AFCA for unresolved complaints — all at no cost to you.
Can a credit representative arrange any type of loan?
No. Each credit representative is authorised for specific credit activities by their licensee — typically residential mortgages, commercial finance, leasing, or a combination. The authorisation scope is shown on the ASIC Credit Register entry. Ask about the scope before engaging if you need a specific loan type.
Listings sourced from public government registers (ASIC, TPB). DecisionLab does not endorse any specific professional.
Always verify registration status directly with the relevant authority before engaging services.
Data is updated periodically and may not reflect the most current information.