73 verified credit representatives
Credit Representatives in Manly, NSW
Compare registered credit representatives in Manly, New South Wales. All listings sourced from the ASIC Credit Representative Register.
What the licensee relationship means for you
When dealing with a credit representative in Manly, New South Wales, the licensee they represent matters as much as the representative themselves. The licensee carries the ACL, the professional indemnity insurance and the AFCA membership that protect you if something goes wrong. Each entry below shows the licensee's name. Representatives may be authorised for residential lending, commercial lending, leasing, or all three — ask up front. Disclosure documents (Credit Guide, Credit Quote, Proposal Disclosure) must be provided before any binding application; these documents detail fees and any commission flows.
Cedar Financial Consultants Pty Limited
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Gorman, Paul
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Adams, Michael Anthony
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Bmg Financial Services Pty Ltd
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Hyde, James Newell
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Hall, David John
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Hampshire, Anthony Quintin
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Hedges, Kylie
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Qh & Ah Pty Ltd
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Smith, Guy
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Ssa Nominees Pty Ltd
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Ikaya Pty Limited
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Wade, Janine
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Atkinson, Tom
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Hampshire, Amanda
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The Trustee For Ppe And Dbc Unit Trust
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Ayliffe, Samuel Stephen
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Mss Enterprises Pty Ltd
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Sentiero Pty Ltd
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Skinner, Megan Marion
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Carney, Brendan
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Kerr, Lachlan
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Oughtred, Matthew
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Three Story Capital Pty Ltd
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Todman, Matthew Adam
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Cottee Property Pty Ltd
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Cottee, Lachlan Ross
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Deyirmendjian, Zareh
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Insynergy Financial Solutions Pty Limited
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Manly Financial Services Pty Ltd
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Paunovic, Marko
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Read Home Loans Pty Ltd
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Read, Andrew Brian
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Sarin, Suraj
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Sheppard, Richard Stefan
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Adgreen Hq Pty Ltd
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Chanje Agents Pty Limited
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Dodson, Christopher David
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Green, Troy
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Henriquez, Sandy
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Jelicich, Tyson Mathew
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Kirby, Cameron
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Navigate Manly Pty Ltd★★★★★ 5 (27 reviews)
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📍 Suite 4 2/2 Pittwater Rd, Manly NSW 2095
Nimmo, Timothy James
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Pickard, Anne-Marie
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Summit Mortgage Advisors Pty Ltd
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Sydney City Broking Pty Ltd
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Breath Loans Pty Ltd
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Elliss Wealth Protection Pty Ltd
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Honeybee Loans Pty Ltd
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Lum, Oliver James
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Pro Good Finance Pty Ltd
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Procajlo, Melissa
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Amara Mortgage Brokers Pty Ltd
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Davis, Bill Garry
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Flitcroft, Mitchell
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Howes, Matina
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Ines, Vincent Joshua
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J Financial Pty Ltd
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Klajman, Jacob Lester
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Marto, Alexandre
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Mcginley, Jack Patrick
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Momentum Business Finance Pty Ltd
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Morison, Thomas
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Navigate Loans Pty Ltd
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Perakis, Michail
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Rodrigues Herrmann, Caroline
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Upside.Digital Pty Ltd
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Aurahive Collective Pty Ltd
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Kennedy, John
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Mandera, Max Ruben
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Pirreca, Susan Danielle
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Tide Financial Pty Ltd
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Nearby Credit Representatives
Frequently asked questions
What's the difference between a credit licensee and a credit representative?
An Australian Credit Licence (ACL) holder operates independently under their own licence. A credit representative is authorised by an ACL holder (the licensee) to provide credit services on the licensee's behalf. Both arrangements are regulated by ASIC under the NCCP Act and must appear on ASIC's Credit Register.
How do I verify a credit representative is authorised?
ASIC's Credit Register at moneysmart.gov.au lists every authorised credit representative in Australia, including those operating in Manly, New South Wales. Each entry shows the representative's number, the licensee they are authorised under, and the scope of credit activities they are permitted to provide. Always confirm before signing any document.
What protections do I have when dealing with a credit representative?
Consumer protections under the NCCP Act apply equally to credit representatives and to licensees: a Credit Guide before any application, disclosure of all fees and commissions, a suitability assessment of the credit product, and access to AFCA for unresolved complaints — all at no cost to you.
Can a credit representative arrange any type of loan?
No. Each credit representative is authorised for specific credit activities by their licensee — typically residential mortgages, commercial finance, leasing, or a combination. The authorisation scope is shown on the ASIC Credit Register entry. Ask about the scope before engaging if you need a specific loan type.
Listings sourced from public government registers (ASIC, TPB). DecisionLab does not endorse any specific professional.
Always verify registration status directly with the relevant authority before engaging services.
Data is updated periodically and may not reflect the most current information.