68 verified credit representatives
Credit Representatives in Mascot, NSW
Compare registered credit representatives in Mascot, New South Wales. All listings sourced from the ASIC Credit Representative Register.
What the licensee relationship means for you
When dealing with a credit representative in Mascot, New South Wales, the licensee they represent matters as much as the representative themselves. The licensee carries the ACL, the professional indemnity insurance and the AFCA membership that protect you if something goes wrong. Each entry below shows the licensee's name. Representatives may be authorised for residential lending, commercial lending, leasing, or all three — ask up front. Disclosure documents (Credit Guide, Credit Quote, Proposal Disclosure) must be provided before any binding application; these documents detail fees and any commission flows.
Agripanidis, Phillip
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Just Lending Pty. Ltd.
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Nicol, Adam
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Savoca, Vincent
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South East Financial Services Pty Limited
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Vcw Financial Services Pty Ltd
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Flanagan, Joel
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Oak Financial Group Pty Ltd
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Bnb Group Pty Ltd
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Fastlink Finance Pty Ltd
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Musharbash, Jamil
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Ynm Pty Ltd
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Boost Funding Pty Ltd
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Cohen, Noah Michael
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D'Agostino, Sebastiano
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Denise Grannall & Associates Pty. Limited
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Khan, Muhammad Tanzeem
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Loan Hub Australia Pty Ltd
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Gorgievski, Goranco
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Gramelis, Konstantine
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Sgg Consulting Services Pty Ltd
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Pagalis, Nicholas
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Zhang, Aobo
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Chee, James Macgregor
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Ding Financial Pty Ltd
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Foundations First Finance Pty Ltd
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Greenwood, Joanne
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Chen, Yujia
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Csb Enterprises Pty Ltd
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Liu, Xin
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Uplus Finance Pty Ltd
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Iverach, Nerida
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Lendwise Lending Pty Ltd
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Lj Finance Capital Pty Ltd
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Mayes, Laura Jane
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Oey, Yuwono Ario
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Pappon, Damien Jeremy
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Peopleunited Pty Ltd
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Ramarathinam, Sujatha
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Spiclin, Annick Marie
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Carss Pty Ltd
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Dignan, Christian
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Eternity Finance Partners Pty Ltd
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Finmortg Brokers Pty Ltd
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Mckone, Angelique
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Oz Loan Select Pty. Ltd.
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Ruthnaswamy, Joshua Michael
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Sydneysider Finance Pty Ltd
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Veritas Financial Pty Ltd
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Widjaja, Kurniadi
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Carss Australia Pty Ltd
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Dai, Xu
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Du, Quang Khiem
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Flint Franchise Pty Ltd
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Flip Finance Group Pty Ltd
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Imfin Pty Ltd
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Lim, Vann An
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Liu, Jun
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Ma, Teng
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Robinson, Benjamin Charles
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The Trustee For The Flint Commissions Unit Trust
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Toth, Anthony Ferenc
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Undefaulted Pty Ltd
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Williams, Jaymee Dawne
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Wu, Tianjiao
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Chrisafis, Maistro
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Grazia, Margherita Di
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Optivise Lending Pty Ltd
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Nearby Credit Representatives
Frequently asked questions
What's the difference between a credit licensee and a credit representative?
An Australian Credit Licence (ACL) holder operates independently under their own licence. A credit representative is authorised by an ACL holder (the licensee) to provide credit services on the licensee's behalf. Both arrangements are regulated by ASIC under the NCCP Act and must appear on ASIC's Credit Register.
How do I verify a credit representative is authorised?
ASIC's Credit Register at moneysmart.gov.au lists every authorised credit representative in Australia, including those operating in Mascot, New South Wales. Each entry shows the representative's number, the licensee they are authorised under, and the scope of credit activities they are permitted to provide. Always confirm before signing any document.
What protections do I have when dealing with a credit representative?
Consumer protections under the NCCP Act apply equally to credit representatives and to licensees: a Credit Guide before any application, disclosure of all fees and commissions, a suitability assessment of the credit product, and access to AFCA for unresolved complaints — all at no cost to you.
Can a credit representative arrange any type of loan?
No. Each credit representative is authorised for specific credit activities by their licensee — typically residential mortgages, commercial finance, leasing, or a combination. The authorisation scope is shown on the ASIC Credit Register entry. Ask about the scope before engaging if you need a specific loan type.
Listings sourced from public government registers (ASIC, TPB). DecisionLab does not endorse any specific professional.
Always verify registration status directly with the relevant authority before engaging services.
Data is updated periodically and may not reflect the most current information.