Credit Representatives in Newcastle, NSW
Compare registered credit representatives in Newcastle, New South Wales. All listings sourced from the ASIC Credit Representative Register.
Licensee structure and supervision
Credit representatives in Newcastle, New South Wales operate under the Australian Credit Licence (ACL) of a parent licensee. They are permitted to engage in 'credit activities' — arranging loans, advising on credit contracts, or acting as intermediaries — but only within the scope authorised by the licensee. Both the representative and the licensee must be listed on ASIC's Credit Register. Licensees are responsible for compliance training, complaints handling, and external dispute resolution membership through AFCA. The representative's authorisation can be checked at MoneySmart's professional registers tool — confirm that the rep number matches and the licensee shown is current.
Crediflex Partners Pty Ltd
Russell, Kayleigh
Ntl Group Pty Ltd
Shanahan, Jeffrey
Williams, Douglas Adrian
Menzies, Dean Stephen
Fast Start Enterprises Pty Ltd
Archer, Joel
Ascension Finance Pty Limited
Sheth, Nishant Bhupendrakumar
Dennis, Luke Allan
Charlton, Mark Antony
Guy, Matthew Anthony
Prosperity Finance Advisers Pty Ltd
Crawford, Wade
Pfeiffer Finance Pty. Limited
Armstrong, Yvonne Kay
Bourne, Ian Garreth
Cvg Finance Brokers Pty Ltd
Dt Funding 2.0 Pty Ltd
Franklin, Darby Thomas
Ogden, James
Scott, Lauren
Sheppard, Murray William
Butler, Alex
Francis Advisory Pty Ltd
Francis, Thomas Rutledge
Hardy, Liam
Manthey, Loren Ashley
Bellamy, Phillip
Brown, Maddison
Focus Finance Newcastle Pty Ltd
Gillespie, Chloe
Javiza Holdings Pty Ltd
Sillay, Ashlee Renae
Thomas, Katie Rebecca
Thompson, Anita
Zaragoza, Javier Jose
Knowlton, Samuel David
Nearby Credit Representatives
Frequently asked questions
What's the difference between a credit licensee and a credit representative?
An Australian Credit Licence (ACL) holder operates independently under their own licence. A credit representative is authorised by an ACL holder (the licensee) to provide credit services on the licensee's behalf. Both arrangements are regulated by ASIC under the NCCP Act and must appear on ASIC's Credit Register.
How do I verify a credit representative is authorised?
ASIC's Credit Register at moneysmart.gov.au lists every authorised credit representative in Australia, including those operating in Newcastle, New South Wales. Each entry shows the representative's number, the licensee they are authorised under, and the scope of credit activities they are permitted to provide. Always confirm before signing any document.
What protections do I have when dealing with a credit representative?
Consumer protections under the NCCP Act apply equally to credit representatives and to licensees: a Credit Guide before any application, disclosure of all fees and commissions, a suitability assessment of the credit product, and access to AFCA for unresolved complaints — all at no cost to you.
Can a credit representative arrange any type of loan?
No. Each credit representative is authorised for specific credit activities by their licensee — typically residential mortgages, commercial finance, leasing, or a combination. The authorisation scope is shown on the ASIC Credit Register entry. Ask about the scope before engaging if you need a specific loan type.