70 verified credit representatives
Credit Representatives in North Kellyville, NSW
Compare registered credit representatives in North Kellyville, New South Wales. All listings sourced from the ASIC Credit Representative Register.
What the licensee relationship means for you
When dealing with a credit representative in North Kellyville, New South Wales, the licensee they represent matters as much as the representative themselves. The licensee carries the ACL, the professional indemnity insurance and the AFCA membership that protect you if something goes wrong. Each entry below shows the licensee's name. Representatives may be authorised for residential lending, commercial lending, leasing, or all three — ask up front. Disclosure documents (Credit Guide, Credit Quote, Proposal Disclosure) must be provided before any binding application; these documents detail fees and any commission flows.
Arora, Rahul
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Ra Financials Pty Ltd
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Kaushik, Rajni
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Spitzer, Alon
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Anjaneyulu, Santosh Tallapally
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Ausra Pty Ltd
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Dabas, Joseph
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Dp Hodgkinson Pty Ltd
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Hodgkinson, David
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Singh, Ravinder Pal
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White, Justin Patrick
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Alcavaad Pty Ltd
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Ana Judd Mortgage Broker Pty Ltd
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Burbar, Odai
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Deng, Lihua
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Fixins Consulting Group Pty Ltd
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Gulumian, Shahik
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H&A Financial Services Pty Ltd
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Judd, Ana Lorraine
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Wall, Alexander
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Zabaneh, John
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Bluepebble Loans Pty Ltd
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Law, Sean James
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M & P Finance Group (Australia) Pty Ltd
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Smith Consulting Services Pty Ltd
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Zakhem, Jack
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Zhang, Hong
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Ali, Mohsin
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Boctor, John Doss
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Bricks Finance Services Pty Ltd
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Copperfield, Scott Edward
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Gandhi, Megha
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Ghazan, Richard
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Home Buying Hub Pty Ltd
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Inventive Consulting Pty Ltd
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Online Mortgage Pty Ltd
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Parmar, Jignesh Balvant
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Parmar, Ranjitsinh
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Patel, Arun
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Prosperwise Pty Ltd
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Rajbhandari, Nisha
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Rodar Pty Ltd
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Sibs Group Pty Ltd
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Sikka, Neeraj
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Smitala, Kerry Frances
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Anand, Sunmeet
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Anjaneyaa Financial Services Pty Ltd
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Banga, Pankaj
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Bhangu, Rajdip Singh
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Cheema, Mandeep
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Gaur, Nikhilesh
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Hm Australia Consultants Pty Ltd
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Ismart Finance Group Pty Ltd
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Kaura Investments Pty Ltd
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Kaura, Vikas
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Kmd Finance Pty Ltd
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Lendwise Partners Pty Ltd
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M & Z Finance Pty Ltd
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Ntm Financials Pty Ltd
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Parul Banga Accounting Pty Ltd
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Pathirane, Rohini
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Purohit, Jigish Sureshkumar
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Reza, Sm Hasanur
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Sanghi, Tarun
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Sharma, Vinay Premswaroop
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Yu, Chenru
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Fortune8 Home Loans Pty Ltd
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Garg, Satish Kumar
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Nare, Amogh Lingoji
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Pollux Funding Proprietary Limited
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Nearby Credit Representatives
Frequently asked questions
What's the difference between a credit licensee and a credit representative?
An Australian Credit Licence (ACL) holder operates independently under their own licence. A credit representative is authorised by an ACL holder (the licensee) to provide credit services on the licensee's behalf. Both arrangements are regulated by ASIC under the NCCP Act and must appear on ASIC's Credit Register.
How do I verify a credit representative is authorised?
ASIC's Credit Register at moneysmart.gov.au lists every authorised credit representative in Australia, including those operating in North Kellyville, New South Wales. Each entry shows the representative's number, the licensee they are authorised under, and the scope of credit activities they are permitted to provide. Always confirm before signing any document.
What protections do I have when dealing with a credit representative?
Consumer protections under the NCCP Act apply equally to credit representatives and to licensees: a Credit Guide before any application, disclosure of all fees and commissions, a suitability assessment of the credit product, and access to AFCA for unresolved complaints — all at no cost to you.
Can a credit representative arrange any type of loan?
No. Each credit representative is authorised for specific credit activities by their licensee — typically residential mortgages, commercial finance, leasing, or a combination. The authorisation scope is shown on the ASIC Credit Register entry. Ask about the scope before engaging if you need a specific loan type.
Listings sourced from public government registers (ASIC, TPB). DecisionLab does not endorse any specific professional.
Always verify registration status directly with the relevant authority before engaging services.
Data is updated periodically and may not reflect the most current information.