Credit Representatives in Penshurst, NSW
Compare registered credit representatives in Penshurst, New South Wales. All listings sourced from the ASIC Credit Representative Register.
What the licensee relationship means for you
When dealing with a credit representative in Penshurst, New South Wales, the licensee they represent matters as much as the representative themselves. The licensee carries the ACL, the professional indemnity insurance and the AFCA membership that protect you if something goes wrong. Each entry below shows the licensee's name. Representatives may be authorised for residential lending, commercial lending, leasing, or all three — ask up front. Disclosure documents (Credit Guide, Credit Quote, Proposal Disclosure) must be provided before any binding application; these documents detail fees and any commission flows.
Dream Home Consulting Pty Ltd
Best Professional Finance Pty Ltd
Bhandari, Shambhu
Boustani, George
Cullen, Jodie
Zang, Wenchao
Loan Land Pty Ltd
Uborrow Pty Ltd
Drury, Samantha
Approva Group Pty Ltd
Coleman Booth, Thomas Phillip
Lehane, Zoe Therese
Sortwell, Jayden Robert
Baxter Capital Loans Pty Ltd
Baxter, Sarah
Gouda, Osama
Arc First Pty Ltd
Black, Joanna
Hanlon, Luke
Lend A Hand Finance Pty Ltd
Mahara, Amrit
Wang, Anthony Jun
Waveness Pty Ltd
Wu, Wenjing
Nearby Credit Representatives
Frequently asked questions
What's the difference between a credit licensee and a credit representative?
An Australian Credit Licence (ACL) holder operates independently under their own licence. A credit representative is authorised by an ACL holder (the licensee) to provide credit services on the licensee's behalf. Both arrangements are regulated by ASIC under the NCCP Act and must appear on ASIC's Credit Register.
How do I verify a credit representative is authorised?
ASIC's Credit Register at moneysmart.gov.au lists every authorised credit representative in Australia, including those operating in Penshurst, New South Wales. Each entry shows the representative's number, the licensee they are authorised under, and the scope of credit activities they are permitted to provide. Always confirm before signing any document.
What protections do I have when dealing with a credit representative?
Consumer protections under the NCCP Act apply equally to credit representatives and to licensees: a Credit Guide before any application, disclosure of all fees and commissions, a suitability assessment of the credit product, and access to AFCA for unresolved complaints — all at no cost to you.
Can a credit representative arrange any type of loan?
No. Each credit representative is authorised for specific credit activities by their licensee — typically residential mortgages, commercial finance, leasing, or a combination. The authorisation scope is shown on the ASIC Credit Register entry. Ask about the scope before engaging if you need a specific loan type.