103 verified credit representatives
Credit Representatives in Ryde, NSW
Compare registered credit representatives in Ryde, New South Wales. All listings sourced from the ASIC Credit Representative Register.
Process and consumer protections
Credit representatives in Ryde, New South Wales follow the same NCCP process as full ACL holders: assessment of suitability, disclosure of fees and commissions, and provision of a Credit Guide before any application. The Best Interests Duty applies if the representative is acting as a mortgage broker. For non-mortgage credit (personal loans, asset finance, equipment leasing) suitability assessments are still required but the Best Interests Duty does not apply. Any commission paid by the lender must be disclosed. AFCA is the external dispute resolution body, and it is free for consumers.
Scarano, Luciano Antonio
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Munadjat-Oliveira, Aloysia
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Hamilton, Nicole Liane
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Anchor International Group Pty Ltd
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Simple Easy Finance Pty. Ltd.
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Wang, Guangyu
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Wang, Yao
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Chand, Pratik Avnish
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Jung, Hae Jae
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Matik Consulting Pty Ltd
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Snu Finance Pty Ltd
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Diamond Home Loans Pty Ltd
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Equiti Pty Ltd
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Fairlend Lending Solutions Pty Ltd
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Howarth, Matthew
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Kwok, Ho Yin
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Singh, Rajiv Ashwin
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Ausyou Pty Ltd
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Bp Mortgage Pty Ltd
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Jiang, Mu Xiao
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An, Ya
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Anran Group Pty Ltd
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Cheng, Lisha
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Decker, Fiona Kiley
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Hugo Financial Pty Ltd
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Jnl Solutions Pty Ltd
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Rate Money Ryde Pty Ltd
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Wang, Ling Ling
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Zhang, Jinkai
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Abdo, Lea Michelle
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C.L.A.P. Group Pty Ltd
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Cctp Finance Pty Ltd
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Cho, Kyung Won
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Han, Taewook
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Hp 500 Pty Ltd
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Magri, Alexis
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My Loans Services Pty Ltd
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Pan, Xiaoyu
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Qiu, Haiyan
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Reachi Finance Pty Ltd
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Sanmuganathan, Greta Nancy
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Singh, Tas
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Xiao, Xuan
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Xu, Li
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Yaya Mq Pty Ltd
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A To Z Finance Pty Ltd
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Alpha Mortgage Solutions Pty Ltd
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Currie, Michael Guy
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Feng, Lizhong
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Fouracre Financial Pty Limited
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Fouracre, Lauren
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King, Adriana Dundovic
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Myloans Easy Solution Pty Ltd
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Nguyen, Hong Phong
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Pham, Tina Thu
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Shen, Xuanzi
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Stone & Sand Pty Ltd
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Thomas, Ashley
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Tp Financial Pty Ltd
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Whisk Finance Pty Ltd
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He, Wenqin
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Heden Home Pty Ltd
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Hxql Finance Pty Ltd
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Ifs Sydney Inner West Pty Ltd
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Le, Son Hoang
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Li, Xiuqin
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Map Lending Pty Ltd
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Meraki Financial Pty Ltd
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Morkos, Jeremiah George
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Rice Cotton Pty Ltd
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Silwanis, Jacob
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Success Financial Group Pty Limited
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Susanto, James
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Wanniarachchi, Pavan
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Yang, Tao
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Ahmadi, Elham
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Aw, Peir Gen
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Buyvest Pty Ltd
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Chandra, Ahijith
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Gao, Hongyu
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Handle Finance Pty Ltd
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Hero Commercial Pty Ltd
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Isaac, Frances Mary
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Li, Rong
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Liu, Bo
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Omnirex Partners Pty Ltd
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Payroll Data Consulting Pty Ltd
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Prime Group 1 Pty Ltd
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Ung, Erik
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Universe Australia International Investment & Holdings Pty Ltd
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Vatandoust, Nickrod
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Wg Advisory Pty Ltd
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Yang, Lijuan
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Younes, Usama Elsayed
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Chence Pty Ltd
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Chou, Chih Yen
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Feng, Jiefu
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Hao, Xuan
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Pham, Ryan Viet
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Rvp Finance Group Pty Ltd
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Smart Capital Nsw Pty Ltd
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Star Financial Pty Ltd.
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Tec Home Loans Pty Ltd
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Nearby Credit Representatives
Frequently asked questions
What's the difference between a credit licensee and a credit representative?
An Australian Credit Licence (ACL) holder operates independently under their own licence. A credit representative is authorised by an ACL holder (the licensee) to provide credit services on the licensee's behalf. Both arrangements are regulated by ASIC under the NCCP Act and must appear on ASIC's Credit Register.
How do I verify a credit representative is authorised?
ASIC's Credit Register at moneysmart.gov.au lists every authorised credit representative in Australia, including those operating in Ryde, New South Wales. Each entry shows the representative's number, the licensee they are authorised under, and the scope of credit activities they are permitted to provide. Always confirm before signing any document.
What protections do I have when dealing with a credit representative?
Consumer protections under the NCCP Act apply equally to credit representatives and to licensees: a Credit Guide before any application, disclosure of all fees and commissions, a suitability assessment of the credit product, and access to AFCA for unresolved complaints — all at no cost to you.
Can a credit representative arrange any type of loan?
No. Each credit representative is authorised for specific credit activities by their licensee — typically residential mortgages, commercial finance, leasing, or a combination. The authorisation scope is shown on the ASIC Credit Register entry. Ask about the scope before engaging if you need a specific loan type.
Listings sourced from public government registers (ASIC, TPB). DecisionLab does not endorse any specific professional.
Always verify registration status directly with the relevant authority before engaging services.
Data is updated periodically and may not reflect the most current information.