69 verified credit representatives
Credit Representatives in Schofields, NSW
Compare registered credit representatives in Schofields, New South Wales. All listings sourced from the ASIC Credit Representative Register.
What the licensee relationship means for you
When dealing with a credit representative in Schofields, New South Wales, the licensee they represent matters as much as the representative themselves. The licensee carries the ACL, the professional indemnity insurance and the AFCA membership that protect you if something goes wrong. Each entry below shows the licensee's name. Representatives may be authorised for residential lending, commercial lending, leasing, or all three — ask up front. Disclosure documents (Credit Guide, Credit Quote, Proposal Disclosure) must be provided before any binding application; these documents detail fees and any commission flows.
Bhuva, Bhavesh
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Pramukh Loans Pty Ltd
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Ekk Group Pty Ltd
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Sharma, Sanjeev Kumar
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Chiang, Chun Jung
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Desai, Dhaval Bharatbhai
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Sachdeva, Rohit
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Transcend Finance Group Pty Ltd
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Bhatt, Kirtiben Kunal
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Ocean Finserv Pty Ltd
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Philip, Sunil
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Rana, Usman Ali
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Shah, Ravi
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Vekariya, Bharatkumar Valjibhai
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Whatson, David Wayne
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Anarang Businesses Pty Ltd
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Bishnoi, Naresh Kumar
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Dalal, Harshal Ashokkumar
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Desai, Sagar Lalitkumar
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Gupta, Sandeep Gupta
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Mortgage Pillars Pty Ltd
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Narang, Atul
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Patel, Ankitkumar Govindbhai
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Patel, Geeta Priyankbhai
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Priyananda, Manel
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Sanu Mortgages Pty Ltd
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Sbs Financial Solutions Pty Ltd
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Uxl Business Services Pty Ltd
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Adjoy Pty Ltd
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Bimbhat, Sonika
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Bist, Utsav
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Croissance Financial Services Pty Ltd
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Evans, Veronica Catherine
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Frond Finance Pty Ltd
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Garg, Mayank
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Gupta, Sunita
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Hs Financials Pty Ltd
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Jando, Jayhmin Harron
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Patel, Jayeshkumar Amrutal
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Patel, Rakeshkumar
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Philips Group Pty Ltd
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Prp Finance Pty Ltd
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Singh, Ramneek
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Williams, Aden Alexander
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Aarav Technologies Pty Ltd
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Fernando, John Niran
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Gill, Manbir Singh
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Gupta, Rishi Gaurav
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Kalburgi, Kiran
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Lieu, Betty Jailyn
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M & S Gill Pty Ltd
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Mukti Finance Pty Ltd
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Naidoo, Verushka
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Prab Technologies Pty Ltd
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Quality Mortgage Solutions Pty Ltd
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Singh, Palwinder
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Singh, Verinder
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Square Loans Pty Ltd
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Tandavarayane, Kasthuri
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Vera Finance Pty Ltd
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Verma, Jiten
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Gajjar, Aksharkumar Bachubhai
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Hon, Kin Chung
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Mpp Home Loans Pty Ltd
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Patel, Pinal Kamleshkumar
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St Legacy Pty Ltd
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Amba, Gautam
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Kv Finance Pty Ltd
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Pandya, Ankit Mukesh
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Nearby Credit Representatives
Frequently asked questions
What's the difference between a credit licensee and a credit representative?
An Australian Credit Licence (ACL) holder operates independently under their own licence. A credit representative is authorised by an ACL holder (the licensee) to provide credit services on the licensee's behalf. Both arrangements are regulated by ASIC under the NCCP Act and must appear on ASIC's Credit Register.
How do I verify a credit representative is authorised?
ASIC's Credit Register at moneysmart.gov.au lists every authorised credit representative in Australia, including those operating in Schofields, New South Wales. Each entry shows the representative's number, the licensee they are authorised under, and the scope of credit activities they are permitted to provide. Always confirm before signing any document.
What protections do I have when dealing with a credit representative?
Consumer protections under the NCCP Act apply equally to credit representatives and to licensees: a Credit Guide before any application, disclosure of all fees and commissions, a suitability assessment of the credit product, and access to AFCA for unresolved complaints — all at no cost to you.
Can a credit representative arrange any type of loan?
No. Each credit representative is authorised for specific credit activities by their licensee — typically residential mortgages, commercial finance, leasing, or a combination. The authorisation scope is shown on the ASIC Credit Register entry. Ask about the scope before engaging if you need a specific loan type.
Listings sourced from public government registers (ASIC, TPB). DecisionLab does not endorse any specific professional.
Always verify registration status directly with the relevant authority before engaging services.
Data is updated periodically and may not reflect the most current information.