72 verified credit representatives
Credit Representatives in St Leonards, NSW
Compare registered credit representatives in St Leonards, New South Wales. All listings sourced from the ASIC Credit Representative Register.
What the licensee relationship means for you
When dealing with a credit representative in St Leonards, New South Wales, the licensee they represent matters as much as the representative themselves. The licensee carries the ACL, the professional indemnity insurance and the AFCA membership that protect you if something goes wrong. Each entry below shows the licensee's name. Representatives may be authorised for residential lending, commercial lending, leasing, or all three — ask up front. Disclosure documents (Credit Guide, Credit Quote, Proposal Disclosure) must be provided before any binding application; these documents detail fees and any commission flows.
Banning, Craig
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Hollman, Stuart
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Navwealth Financial Group Pty Ltd
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Wem, Andrew
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Braude, Gary Michael
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Goodman, Darren Hylton
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Ridder, Jane Michelle
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Moloney, Karen
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Peasy Services Pty Ltd
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The Trustee For Ridder Family Trust
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Wyld, Joel Robert
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Hurwitz, Daniel Marc
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Hurwitz, Gary Dean
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Mettam, Alistair David
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Hui, Alex
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Sba Broking & Finance Pty. Ltd.
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Walk With You Capital Pty Ltd
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Bateman, Gavin William
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Bear Loans Pty Ltd
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Capital Architects Group Pty Ltd
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Confide Finance Pty Ltd
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Lifestyle Impressions Pty Ltd
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Six Star Group Australasia Pty Ltd
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Ting, Howard
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Leone, James
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Ant Consulting Group Pty Ltd
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Wainstein, Joshua Daniel
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Zhang, Yiming
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Finnigan, Daniel John
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Internexus Advisers Pty Limited
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Internexus Mortgages Pty Ltd
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West, Alexander
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Yu, Hongshu
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Zhao, Zhenbiao
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Astus Financial Pty Ltd
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Fundex Capital Pty Ltd
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Hossan, Md Monir
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Wong, Terry Su
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Cerolini, James
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Duan, Cichen
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Figueroa, Ruben Rodolfo
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Hossan, Lizzy Xie
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Initium Financial Services Pty Ltd
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Kalatzis, Nicole
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Ping, Ping
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Simplify Asset Finance Pty Ltd
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Zhuang, Bo
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Dian, Hamed
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Finance Outlet Pty Ltd
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Finroc Finance Pty Ltd
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Li, Zheng
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Nasa, Piyush
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Phan, Tran Thao
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Positive Plus Mortgage Solutions Pty Ltd
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Rochford, Margaret Marie
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Sj Spanton Pty Ltd
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Spanton, Steven John
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Bharat Finance Pty Ltd
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Castell Group Pty Ltd
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Dw.Z Pty Ltd
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Gallo, Mark Anthony
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House Of Funding Pty Ltd
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Lyons, Mark Jason
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Nie, Ronghui
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Peh, Steven Chee
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Rhydderch, Jonathon Charles
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Solva Financial Group Pty Ltd
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Zhang, Harry Haodong
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Zhou, Yu
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Chen, Chen
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Guo, Shiyu
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Widjaja, Emilia
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Nearby Credit Representatives
Frequently asked questions
What's the difference between a credit licensee and a credit representative?
An Australian Credit Licence (ACL) holder operates independently under their own licence. A credit representative is authorised by an ACL holder (the licensee) to provide credit services on the licensee's behalf. Both arrangements are regulated by ASIC under the NCCP Act and must appear on ASIC's Credit Register.
How do I verify a credit representative is authorised?
ASIC's Credit Register at moneysmart.gov.au lists every authorised credit representative in Australia, including those operating in St Leonards, New South Wales. Each entry shows the representative's number, the licensee they are authorised under, and the scope of credit activities they are permitted to provide. Always confirm before signing any document.
What protections do I have when dealing with a credit representative?
Consumer protections under the NCCP Act apply equally to credit representatives and to licensees: a Credit Guide before any application, disclosure of all fees and commissions, a suitability assessment of the credit product, and access to AFCA for unresolved complaints — all at no cost to you.
Can a credit representative arrange any type of loan?
No. Each credit representative is authorised for specific credit activities by their licensee — typically residential mortgages, commercial finance, leasing, or a combination. The authorisation scope is shown on the ASIC Credit Register entry. Ask about the scope before engaging if you need a specific loan type.
Listings sourced from public government registers (ASIC, TPB). DecisionLab does not endorse any specific professional.
Always verify registration status directly with the relevant authority before engaging services.
Data is updated periodically and may not reflect the most current information.