Credit Representatives in Strathfield, NSW
Compare registered credit representatives in Strathfield, New South Wales. All listings sourced from the ASIC Credit Representative Register.
Process and consumer protections
Credit representatives in Strathfield, New South Wales follow the same NCCP process as full ACL holders: assessment of suitability, disclosure of fees and commissions, and provision of a Credit Guide before any application. The Best Interests Duty applies if the representative is acting as a mortgage broker. For non-mortgage credit (personal loans, asset finance, equipment leasing) suitability assessments are still required but the Best Interests Duty does not apply. Any commission paid by the lender must be disclosed. AFCA is the external dispute resolution body, and it is free for consumers.
Korean Community Financial Services Limited
The Trustee For Young Financial Services Trust
Boutros, Randa
Essen Holdings Pty Ltd
Phen, Young Jin
Gong, Zongwei
Lee, Kent
Luo, Mark
Ly Financial Solutions Pty Ltd
Pan, Wei Yi
So, Tsz Yan
Yan, Jing
Zhang, Jing
Senthilkumaran, Arjunan
Creative Loans Pty Ltd
Kode, Subodh Raja
Lim, Kyu Seong
Wu, Tanya
An, Jae Mo
Asfour, Khaldoun
Choi, Sung Jin
Fong, Tsz Chung
Golden Circle Finance Pty. Ltd.
Jiang, Hua
Kollias, Vangeli
Suh, Ji Hun
Vk Financial Pty Ltd
Wang, Qiaosha
Wong, Christine
Feng, Minghe
Ibf Capital Pty Ltd
Jackson, Christopher Ronald
Michael, William Alexander
Moussa, Victoria Rose
Oakby Advisory Pty Ltd
Sculpture Financial Pty Ltd
Wu, Jiahui
Ayoub, Joshua
Cedar Finance Group Pty Ltd
Chehrenegar, Heeva
Hunter Investments And Strategy Pty Ltd
Inner West Broker Pty Ltd
Khoury, Simon Valentino
Kim, Young Tae
Pararajasingham, Chandraharan
Wong, Christopher
Hyon, Sejung
Lee, David
Nearby Credit Representatives
Frequently asked questions
What's the difference between a credit licensee and a credit representative?
An Australian Credit Licence (ACL) holder operates independently under their own licence. A credit representative is authorised by an ACL holder (the licensee) to provide credit services on the licensee's behalf. Both arrangements are regulated by ASIC under the NCCP Act and must appear on ASIC's Credit Register.
How do I verify a credit representative is authorised?
ASIC's Credit Register at moneysmart.gov.au lists every authorised credit representative in Australia, including those operating in Strathfield, New South Wales. Each entry shows the representative's number, the licensee they are authorised under, and the scope of credit activities they are permitted to provide. Always confirm before signing any document.
What protections do I have when dealing with a credit representative?
Consumer protections under the NCCP Act apply equally to credit representatives and to licensees: a Credit Guide before any application, disclosure of all fees and commissions, a suitability assessment of the credit product, and access to AFCA for unresolved complaints — all at no cost to you.
Can a credit representative arrange any type of loan?
No. Each credit representative is authorised for specific credit activities by their licensee — typically residential mortgages, commercial finance, leasing, or a combination. The authorisation scope is shown on the ASIC Credit Register entry. Ask about the scope before engaging if you need a specific loan type.