70 verified credit representatives
Credit Representatives in West Pennant Hills, NSW
Compare registered credit representatives in West Pennant Hills, New South Wales. All listings sourced from the ASIC Credit Representative Register.
Licensee structure and supervision
Credit representatives in West Pennant Hills, New South Wales operate under the Australian Credit Licence (ACL) of a parent licensee. They are permitted to engage in 'credit activities' — arranging loans, advising on credit contracts, or acting as intermediaries — but only within the scope authorised by the licensee. Both the representative and the licensee must be listed on ASIC's Credit Register. Licensees are responsible for compliance training, complaints handling, and external dispute resolution membership through AFCA. The representative's authorisation can be checked at MoneySmart's professional registers tool — confirm that the rep number matches and the licensee shown is current.
Jjm Marketing Australia Pty Ltd
Active
Menon, Jay
Active
Chapman, Anthony Craig
Active
Hibernian Australia Pty Ltd
Active
Mooney, Ultan Thomas
Active
The Nemesis Group Pty Ltd
Active
Jones, Craig Allan
Active
Beckmitch Pty Ltd
Active
Clark, Peter
Active
All Equipment Finance Pty Ltd
Active
Aus Mortgage Group Pty Ltd
Active
Bale, Vicki
Active
Home Loan Hub Pty Ltd
Active
Il&S Food Dudes Pty. Ltd.
Active
Li, Yuchen
Active
Manoukian, Mark George
Active
Smart Options Finance Pty Ltd
Active
Brooke, David Andrew
Active
Fininity Capital Pty Ltd
Active
Golding, Jonathan Mark
Active
Li, Qiong Marissa
Active
Sfiligoi, Boris
Active
Singh, Manushi
Active
Coby & Kooky Pty Ltd
Active
Hsu, Chad
Active
Kohli, Amit
Active
Mak Mortgage Pty Ltd
Active
Menon Vellakhat, Sindhu
Active
Adams, Matthew
Active
Zanak Group Pty. Ltd.
Active
Zheng, Min
Active
Basselly, Robert
Active
Digar, Manisha
Active
Flying Fox Finance Pty Ltd
Active
Poimer, Derek Konrad
Active
Premium Synergy Finance Pty Ltd
Active
Schaafsma, Michelle
Active
Xyz888 Pty Ltd
Active
Yu, Ying
Active
Click Finance Pty Ltd
Active
Ding, Siyuan
Active
Glenhope Group Pty Ltd
Active
Ji, Xiaomeng
Active
Mammoth Loans Pty Ltd
Active
My Lending Choice Pty Ltd
Active
Rocket Lending Pty Ltd
Active
Bousijaan, Tony Youssef
Active
Bowe, Natalie
Active
Brett, James Michael
Active
Capitalise Money Pty Ltd
Active
Emperor Lending Pty Ltd
Active
Golden Oak Finance Pty Ltd
Active
Hu, Ting
Active
Jollow, Trent Charles
Active
Lin, Shan
Active
Simone Duplat, Victor Ignacio
Active
Truly Connected Pty Ltd
Active
Uno, Samuel Paul
Active
Xiang, Zihao
Active
Dp Capital Group Pty Ltd
Active
Fang, Shiyue
Active
Manuel, Benedict Aloysious
Active
Mi Financial Services Pty Ltd
Active
Pham, David
Active
Shukla Advisory Pty Limited
Active
Shukla, Gaurav
Active
Singh, Parminder
Active
Wang, Hongwu
Active
Xyz Group Pty Ltd
Active
Zhou, Xiaoyan
Active
Nearby Credit Representatives
Frequently asked questions
What's the difference between a credit licensee and a credit representative?
An Australian Credit Licence (ACL) holder operates independently under their own licence. A credit representative is authorised by an ACL holder (the licensee) to provide credit services on the licensee's behalf. Both arrangements are regulated by ASIC under the NCCP Act and must appear on ASIC's Credit Register.
How do I verify a credit representative is authorised?
ASIC's Credit Register at moneysmart.gov.au lists every authorised credit representative in Australia, including those operating in West Pennant Hills, New South Wales. Each entry shows the representative's number, the licensee they are authorised under, and the scope of credit activities they are permitted to provide. Always confirm before signing any document.
What protections do I have when dealing with a credit representative?
Consumer protections under the NCCP Act apply equally to credit representatives and to licensees: a Credit Guide before any application, disclosure of all fees and commissions, a suitability assessment of the credit product, and access to AFCA for unresolved complaints — all at no cost to you.
Can a credit representative arrange any type of loan?
No. Each credit representative is authorised for specific credit activities by their licensee — typically residential mortgages, commercial finance, leasing, or a combination. The authorisation scope is shown on the ASIC Credit Register entry. Ask about the scope before engaging if you need a specific loan type.
Listings sourced from public government registers (ASIC, TPB). DecisionLab does not endorse any specific professional.
Always verify registration status directly with the relevant authority before engaging services.
Data is updated periodically and may not reflect the most current information.