Credit Representatives in Birtinya, QLD
Compare registered credit representatives in Birtinya, Queensland. All listings sourced from the ASIC Credit Representative Register.
What the licensee relationship means for you
When dealing with a credit representative in Birtinya, Queensland, the licensee they represent matters as much as the representative themselves. The licensee carries the ACL, the professional indemnity insurance and the AFCA membership that protect you if something goes wrong. Each entry below shows the licensee's name. Representatives may be authorised for residential lending, commercial lending, leasing, or all three — ask up front. Disclosure documents (Credit Guide, Credit Quote, Proposal Disclosure) must be provided before any binding application; these documents detail fees and any commission flows.
Askew, Clare Veronica
Cma Enterprises Pty Ltd
Schultz Toomey O'Brien Lawyers Pty Ltd
Blair, Cameron Peter
Blue Label Finance Pty Ltd
Skeen, Stephen Clifford
Burnett, Thomas Stephen
Cochrane, Thomas Lyell
Nolan Nominees Pty Limited
Armitage, Timothy David
Woods, Mitchell Andrew
Baker, Ian
Chapman, John Burton
Mills, Christopher John
Network Lending Pty Ltd
Real Estate Finance Pty Ltd
Scott, Simon George
Baker, Rodney Kevin
Aaa Finance And Insurance (Australia) Pty Ltd
Bcap Pty Ltd
Burnel, Steven John
Clarke, Todd Alexander
Loanright Group Pty Ltd
Millsom, Rebecca Jane
Strathearn, Hayden Kim
Wealthmed Australia Pty Ltd
Pokoati, Takiriko
Stewart, Blake Zhong-Yi
Nearby Credit Representatives
Frequently asked questions
What's the difference between a credit licensee and a credit representative?
An Australian Credit Licence (ACL) holder operates independently under their own licence. A credit representative is authorised by an ACL holder (the licensee) to provide credit services on the licensee's behalf. Both arrangements are regulated by ASIC under the NCCP Act and must appear on ASIC's Credit Register.
How do I verify a credit representative is authorised?
ASIC's Credit Register at moneysmart.gov.au lists every authorised credit representative in Australia, including those operating in Birtinya, Queensland. Each entry shows the representative's number, the licensee they are authorised under, and the scope of credit activities they are permitted to provide. Always confirm before signing any document.
What protections do I have when dealing with a credit representative?
Consumer protections under the NCCP Act apply equally to credit representatives and to licensees: a Credit Guide before any application, disclosure of all fees and commissions, a suitability assessment of the credit product, and access to AFCA for unresolved complaints — all at no cost to you.
Can a credit representative arrange any type of loan?
No. Each credit representative is authorised for specific credit activities by their licensee — typically residential mortgages, commercial finance, leasing, or a combination. The authorisation scope is shown on the ASIC Credit Register entry. Ask about the scope before engaging if you need a specific loan type.