Credit Representatives in Bowen Hills, QLD
Compare registered credit representatives in Bowen Hills, Queensland. All listings sourced from the ASIC Credit Representative Register.
Licensee structure and supervision
Credit representatives in Bowen Hills, Queensland operate under the Australian Credit Licence (ACL) of a parent licensee. They are permitted to engage in 'credit activities' — arranging loans, advising on credit contracts, or acting as intermediaries — but only within the scope authorised by the licensee. Both the representative and the licensee must be listed on ASIC's Credit Register. Licensees are responsible for compliance training, complaints handling, and external dispute resolution membership through AFCA. The representative's authorisation can be checked at MoneySmart's professional registers tool — confirm that the rep number matches and the licensee shown is current.
Utz, Darren
Ehlers Enterprises Pty Ltd
Harrison & Harrison (Qld) Pty Ltd
Jack Russell Home Loans Pty. Ltd.
Stevenson Financial Services Pty Ltd
Coulam Investments Pty Ltd
Dsst Pty Ltd
Golden Stand Pty Ltd
Mau Group Pty Ltd
Harrison, Kathryn
Clifford, Jillian
Egan, Grant
Familix Pty Ltd
G & J Tandon Pty Ltd
Le, Khanh Tuan
Lecomte, Karen
Mortgage Matters (Qld) Pty Ltd
Shamrock Finance (Qld) Pty Ltd
Tandon, Gagandeep
Azzopardi, Julia Lee
Divicon Pty Ltd
Flymit Pty Ltd
Nm Consulting Group Pty Ltd
Latran Pty Ltd
Latter, Aaron Christian
Chambysa Pty Ltd
Floyd, Christopher
Mole, Brendan Scott
Mole, Craig Andrew
Passey Pty. Ltd.
Passey, Paul Leslie
Streetsmart Strategic Solutions Pty Ltd
Harrison, Terrence Francis
Jasmine Jay Pty Ltd
Ramsey Property Wealth Pty Ltd
Ramsey, Ewan Zaylia
Redmann, Angela Maree
88Levelsup Pty Ltd
Cbmg North Pty Ltd
Demon (Australia) Pty Ltd
Le Comte, Erin Renee
Lee Corporation Holdings Pty Limited
Lee, Alvin
Liao, Daniel Pe
Schiavo, Monica
Cat Finance Pty Ltd
Edenjas Pty Ltd
Finance Street Pty Ltd
Grant, Bradley Dean
Hanneman, Catriona
Holidays At Home Pty Ltd
Karan, Shiva
Langelaan, Caleb
Mooneesawmy, Mooroogananda
Nadal Financial Services Pty Ltd
Nadal, Laura Thi
Nguyen, Thi Thu
Pennefather, Nicole
Sk Finance Pty Ltd
Thakkar, Shreya
Boyer, Dayle Kirsty
Brandl, Beverley Anne
De Guzman, Jeamie M
Iragana Mortgage Solutions Pty Ltd
Packard, Deborah Anne
Anderson, Ryan Jacob
Anderson, Ryan Jacob
Azzopardi, Julia Lee
Boyer, Dayle Kirsty
Brandl, Beverley Anne
Egan, Grant
Harrison, Terrence Francis
Lecomte, Karen
Mole, Brendan Scott
Packard, Deborah Anne
Passey, Paul Leslie
Utz, Darren
Cunningham, Renee Nicole
Breakwater Finance Pty Ltd
Chorus Finance Pty Ltd
Ih Capital Home Loans Pty Ltd
De Guzman, Jeamie M
Li, Tommy
Neville, Christopher Charles
Pinker, Emily Caitlin
Prudentia Lending Pty Ltd
Sutherland, Robert John
Vision Asset Finance Pty Ltd
Waelend, Benjamin
Walsh, Ian Francis
Wullschleger, Curdin
Nearby Credit Representatives
Frequently asked questions
What's the difference between a credit licensee and a credit representative?
An Australian Credit Licence (ACL) holder operates independently under their own licence. A credit representative is authorised by an ACL holder (the licensee) to provide credit services on the licensee's behalf. Both arrangements are regulated by ASIC under the NCCP Act and must appear on ASIC's Credit Register.
How do I verify a credit representative is authorised?
ASIC's Credit Register at moneysmart.gov.au lists every authorised credit representative in Australia, including those operating in Bowen Hills, Queensland. Each entry shows the representative's number, the licensee they are authorised under, and the scope of credit activities they are permitted to provide. Always confirm before signing any document.
What protections do I have when dealing with a credit representative?
Consumer protections under the NCCP Act apply equally to credit representatives and to licensees: a Credit Guide before any application, disclosure of all fees and commissions, a suitability assessment of the credit product, and access to AFCA for unresolved complaints — all at no cost to you.
Can a credit representative arrange any type of loan?
No. Each credit representative is authorised for specific credit activities by their licensee — typically residential mortgages, commercial finance, leasing, or a combination. The authorisation scope is shown on the ASIC Credit Register entry. Ask about the scope before engaging if you need a specific loan type.