Credit Representatives in Hope Island, QLD
Compare registered credit representatives in Hope Island, Queensland. All listings sourced from the ASIC Credit Representative Register.
Licensee structure and supervision
Credit representatives in Hope Island, Queensland operate under the Australian Credit Licence (ACL) of a parent licensee. They are permitted to engage in 'credit activities' — arranging loans, advising on credit contracts, or acting as intermediaries — but only within the scope authorised by the licensee. Both the representative and the licensee must be listed on ASIC's Credit Register. Licensees are responsible for compliance training, complaints handling, and external dispute resolution membership through AFCA. The representative's authorisation can be checked at MoneySmart's professional registers tool — confirm that the rep number matches and the licensee shown is current.
Halcyon Community No 9 Pty Ltd
Geissmann, Bevan
Melville, Paul
Jennings, Shane Mervyn
Jens Financial Services Pty Ltd
Shell Finance Pty Ltd
Maxmo Enterprises Pty Ltd
Hodson, Tracy
List Connect Pty Limited
Trail Blazers Pty. Ltd.
Garner, Scott James
Sjgarner Pty Ltd
Smartloans Pty Ltd
Smith, Georgiana Delia
Apac Finance & Investment Group Pty Ltd
Ausam Holdings Pty. Ltd.
Bell, Mary Elizabeth
Evinco Pty Ltd
Oey, Chris Yuliandre
Powell, Timothy
Rfs Advice Pty Ltd
Vrbancic, Ana-Lina
Britton, Desmond Harold
Derosie Consulting Pty Ltd
Sla Funding Pty Ltd
Dawson, Angela
Payne, Michael David
Pinnacle Brokers Pty Ltd
Monk, Abigail Kaia
Roebeck, Karina
Hart, Timothy Jai
Altena, Niek Peter
Australian Financial Planning Organisation Pty Ltd
Clifford, Renea
Jc Salt Pty Ltd
Ober, Brodie
Ruby Asset Finance Pty Ltd
Salt, Jacinta
Stewart, Ruth Marjorie
Tickner, Rebecca Jane
Nearby Credit Representatives
Frequently asked questions
What's the difference between a credit licensee and a credit representative?
An Australian Credit Licence (ACL) holder operates independently under their own licence. A credit representative is authorised by an ACL holder (the licensee) to provide credit services on the licensee's behalf. Both arrangements are regulated by ASIC under the NCCP Act and must appear on ASIC's Credit Register.
How do I verify a credit representative is authorised?
ASIC's Credit Register at moneysmart.gov.au lists every authorised credit representative in Australia, including those operating in Hope Island, Queensland. Each entry shows the representative's number, the licensee they are authorised under, and the scope of credit activities they are permitted to provide. Always confirm before signing any document.
What protections do I have when dealing with a credit representative?
Consumer protections under the NCCP Act apply equally to credit representatives and to licensees: a Credit Guide before any application, disclosure of all fees and commissions, a suitability assessment of the credit product, and access to AFCA for unresolved complaints — all at no cost to you.
Can a credit representative arrange any type of loan?
No. Each credit representative is authorised for specific credit activities by their licensee — typically residential mortgages, commercial finance, leasing, or a combination. The authorisation scope is shown on the ASIC Credit Register entry. Ask about the scope before engaging if you need a specific loan type.