Credit Representatives in Rochedale, QLD
Compare registered credit representatives in Rochedale, Queensland. All listings sourced from the ASIC Credit Representative Register.
Process and consumer protections
Credit representatives in Rochedale, Queensland follow the same NCCP process as full ACL holders: assessment of suitability, disclosure of fees and commissions, and provision of a Credit Guide before any application. The Best Interests Duty applies if the representative is acting as a mortgage broker. For non-mortgage credit (personal loans, asset finance, equipment leasing) suitability assessments are still required but the Best Interests Duty does not apply. Any commission paid by the lender must be disclosed. AFCA is the external dispute resolution body, and it is free for consumers.
Chia, Han Chay
Link Investment Hub Pty Ltd
Toniva Pty Ltd
Li, Wenjing
Zhou, Zhongmian
Cleary, Zach Cooper
Xu, Yuwei
Cyanren Holdings Pty Ltd
Elite Financial Lending Solutions Pty Ltd
Home Loans For U Pty Ltd
Huyan, Ping
Jfk Enterprise Pty Ltd
Jupiter Pty Ltd
Liao, Qi
Moneylease Pty Ltd
Napier, David John
Penfold Ac Pty Ltd
Ren, Guanglai
Wang, Wei
Watson, Daniel
Wise Ways Group Pty Ltd
Xia, Fei
Yang, Tong
Zhou, Ying
Chan, Kin Fei
Chss Finance Pty Ltd
Fairstone Finance Pty Ltd
Infeinity Pty Ltd
Liu, Han
Liu, Zhengzhen
Lz Prosper Pty Ltd
Moneylease Home Loans Pty Ltd
Napier, Christopher Erik
Wang, Juehui
Zhu, Kaidi
Cho, Dahyun
Nearby Credit Representatives
Frequently asked questions
What's the difference between a credit licensee and a credit representative?
An Australian Credit Licence (ACL) holder operates independently under their own licence. A credit representative is authorised by an ACL holder (the licensee) to provide credit services on the licensee's behalf. Both arrangements are regulated by ASIC under the NCCP Act and must appear on ASIC's Credit Register.
How do I verify a credit representative is authorised?
ASIC's Credit Register at moneysmart.gov.au lists every authorised credit representative in Australia, including those operating in Rochedale, Queensland. Each entry shows the representative's number, the licensee they are authorised under, and the scope of credit activities they are permitted to provide. Always confirm before signing any document.
What protections do I have when dealing with a credit representative?
Consumer protections under the NCCP Act apply equally to credit representatives and to licensees: a Credit Guide before any application, disclosure of all fees and commissions, a suitability assessment of the credit product, and access to AFCA for unresolved complaints — all at no cost to you.
Can a credit representative arrange any type of loan?
No. Each credit representative is authorised for specific credit activities by their licensee — typically residential mortgages, commercial finance, leasing, or a combination. The authorisation scope is shown on the ASIC Credit Register entry. Ask about the scope before engaging if you need a specific loan type.