Credit Representatives in Spring Hill, QLD
Compare registered credit representatives in Spring Hill, Queensland. All listings sourced from the ASIC Credit Representative Register.
What the licensee relationship means for you
When dealing with a credit representative in Spring Hill, Queensland, the licensee they represent matters as much as the representative themselves. The licensee carries the ACL, the professional indemnity insurance and the AFCA membership that protect you if something goes wrong. Each entry below shows the licensee's name. Representatives may be authorised for residential lending, commercial lending, leasing, or all three — ask up front. Disclosure documents (Credit Guide, Credit Quote, Proposal Disclosure) must be provided before any binding application; these documents detail fees and any commission flows.
Arico, Len
Sha, Xiaoyang
Dahesh, Sahar
Gillan, Kerry Michael
Jan, Edwin Luke
Corbett, Stephen John
Chrisp, Angus Hugh
Compass Investment Consulting Pty Ltd
Osman, Abdul
Purnell, Jane Elouise
Stafford, Peter Grainger
Accumulo Holdings Pty Ltd
Clark, Adam David
Colefax, Alexander Jeffrey
Matthews, Sophie
Pd Capital Management Pty Ltd
Red Credit Pty Ltd
Thomas, Alison
Aqwire Financial Pty Ltd
Collison, David Lawrence
Dlc Finance Pty Ltd
Elderton, Darren
Mayberry, Nathanael
Mccleary, Andrew Stanley
Mw Financial Pty Ltd
Reeves, Johnathon
Sutherland, Alexander
Time Home Loans Pty. Ltd.
Woods, Matthew James
Chlo Bomb And O Dog Pty Ltd
Hall, Russell John
Hallway Investments Pty Ltd
Keystone Lending Solutions Pty Ltd
Maxwell-Jones, John
Muller, Erin Laura
Tml Advisory Pty Ltd
Wong, Alvin
Ashton, Stephen Michael
Bushell, Harry Habtamu
Fu, Wai
Swift, Paul
Zhao, Yanyan
Nearby Credit Representatives
Frequently asked questions
What's the difference between a credit licensee and a credit representative?
An Australian Credit Licence (ACL) holder operates independently under their own licence. A credit representative is authorised by an ACL holder (the licensee) to provide credit services on the licensee's behalf. Both arrangements are regulated by ASIC under the NCCP Act and must appear on ASIC's Credit Register.
How do I verify a credit representative is authorised?
ASIC's Credit Register at moneysmart.gov.au lists every authorised credit representative in Australia, including those operating in Spring Hill, Queensland. Each entry shows the representative's number, the licensee they are authorised under, and the scope of credit activities they are permitted to provide. Always confirm before signing any document.
What protections do I have when dealing with a credit representative?
Consumer protections under the NCCP Act apply equally to credit representatives and to licensees: a Credit Guide before any application, disclosure of all fees and commissions, a suitability assessment of the credit product, and access to AFCA for unresolved complaints — all at no cost to you.
Can a credit representative arrange any type of loan?
No. Each credit representative is authorised for specific credit activities by their licensee — typically residential mortgages, commercial finance, leasing, or a combination. The authorisation scope is shown on the ASIC Credit Register entry. Ask about the scope before engaging if you need a specific loan type.