Credit Representatives in Sunnybank, QLD
Compare registered credit representatives in Sunnybank, Queensland. All listings sourced from the ASIC Credit Representative Register.
Process and consumer protections
Credit representatives in Sunnybank, Queensland follow the same NCCP process as full ACL holders: assessment of suitability, disclosure of fees and commissions, and provision of a Credit Guide before any application. The Best Interests Duty applies if the representative is acting as a mortgage broker. For non-mortgage credit (personal loans, asset finance, equipment leasing) suitability assessments are still required but the Best Interests Duty does not apply. Any commission paid by the lender must be disclosed. AFCA is the external dispute resolution body, and it is free for consumers.
Easyhome Australia Pty Ltd
Wang, Zhikai
Chen, Changjin
Dong, Yelu
Ek Holdings Australia Pty Ltd
Foran, Micheal
Jlm Home Pty Ltd
Pan, Kevin Song
Puang, Keneda Song
Xie, Yan
Hu, Xi
Wakefield, Julie
Yeh, Pei-Lin
Kwan, Jeffrey Chee-Chun
Shree Hari Finance Pty Ltd
Vaghela, Mahipalsinh Vikramsinh
Carballo, Moises Javier
Chan, Derek Won
Diligence Financial Services Pty Ltd
Hexagram Investments Pty Ltd
Wu, Kuang-Hsu
Hayden Goff Pty Ltd
Hu, Haizhou
Infinite Vision Credit Qld Pty Ltd
Liang, Sophia
Luo, De
Xia, Zihao
Xin, Jia
Hu, Chenbin
Jnj Financial Services Pty Ltd
Lyu, Shixuan
Song, Jooyoung
Tang, Xinchao
Zhang, Xiaohan
Nearby Credit Representatives
Frequently asked questions
What's the difference between a credit licensee and a credit representative?
An Australian Credit Licence (ACL) holder operates independently under their own licence. A credit representative is authorised by an ACL holder (the licensee) to provide credit services on the licensee's behalf. Both arrangements are regulated by ASIC under the NCCP Act and must appear on ASIC's Credit Register.
How do I verify a credit representative is authorised?
ASIC's Credit Register at moneysmart.gov.au lists every authorised credit representative in Australia, including those operating in Sunnybank, Queensland. Each entry shows the representative's number, the licensee they are authorised under, and the scope of credit activities they are permitted to provide. Always confirm before signing any document.
What protections do I have when dealing with a credit representative?
Consumer protections under the NCCP Act apply equally to credit representatives and to licensees: a Credit Guide before any application, disclosure of all fees and commissions, a suitability assessment of the credit product, and access to AFCA for unresolved complaints — all at no cost to you.
Can a credit representative arrange any type of loan?
No. Each credit representative is authorised for specific credit activities by their licensee — typically residential mortgages, commercial finance, leasing, or a combination. The authorisation scope is shown on the ASIC Credit Register entry. Ask about the scope before engaging if you need a specific loan type.