Credit Representatives in Woolloongabba, QLD
Compare registered credit representatives in Woolloongabba, Queensland. All listings sourced from the ASIC Credit Representative Register.
Process and consumer protections
Credit representatives in Woolloongabba, Queensland follow the same NCCP process as full ACL holders: assessment of suitability, disclosure of fees and commissions, and provision of a Credit Guide before any application. The Best Interests Duty applies if the representative is acting as a mortgage broker. For non-mortgage credit (personal loans, asset finance, equipment leasing) suitability assessments are still required but the Best Interests Duty does not apply. Any commission paid by the lender must be disclosed. AFCA is the external dispute resolution body, and it is free for consumers.
Davgan Pty Ltd
Pearse, David Ronald
Titmus, Craig William
Fleming, Jason
Perrier Ryan Financial Services Pty Ltd
Jemmott, Michael Bernard
Apd Lending Services Pty Ltd
Duncan, Anthony Paul
Wregg, Anthony Craig
Sterling Lending Services Pty Ltd
Australian Business & Property Finance Pty Ltd
Basupalli, Anjaneya Reddy
Bhatia, Karamjeet Singh
Sama, Sharath Chandra
Three Bridges Investments Pty Ltd
Wilkinson, Murray Allan
Clifford, Lyle Alistair
Wilkinson, Thomas Leslie
Asset Management Experts Pty Ltd
Findlay, Terry Alexander
Hales, Melany Jay
Integrate Finance Pty Ltd
Mccarthy, Nathan Daniel
Ndm Capital Pty Ltd
Akme Finance Pty Ltd
Dart Financial Services Pty Ltd
Dart, Stephen Thomas
Podger, Andrew
Future Gen Solutions Pty Ltd
Jackman, Joshua Philip
Jpj Financial Pty Ltd
Russell-Sharam, Zachary
Sonik, Varinder
Kedia, Nishant
Nk Financial Services (Aus) Pty Ltd
Smartpath Finance Pty Ltd
Tanner, Vicki
Brookhouse, Matthew David
Napier, Joshua Scott
Ritchie, James Douglas
Nearby Credit Representatives
Frequently asked questions
What's the difference between a credit licensee and a credit representative?
An Australian Credit Licence (ACL) holder operates independently under their own licence. A credit representative is authorised by an ACL holder (the licensee) to provide credit services on the licensee's behalf. Both arrangements are regulated by ASIC under the NCCP Act and must appear on ASIC's Credit Register.
How do I verify a credit representative is authorised?
ASIC's Credit Register at moneysmart.gov.au lists every authorised credit representative in Australia, including those operating in Woolloongabba, Queensland. Each entry shows the representative's number, the licensee they are authorised under, and the scope of credit activities they are permitted to provide. Always confirm before signing any document.
What protections do I have when dealing with a credit representative?
Consumer protections under the NCCP Act apply equally to credit representatives and to licensees: a Credit Guide before any application, disclosure of all fees and commissions, a suitability assessment of the credit product, and access to AFCA for unresolved complaints — all at no cost to you.
Can a credit representative arrange any type of loan?
No. Each credit representative is authorised for specific credit activities by their licensee — typically residential mortgages, commercial finance, leasing, or a combination. The authorisation scope is shown on the ASIC Credit Register entry. Ask about the scope before engaging if you need a specific loan type.