Credit Representatives in Wynnum, QLD
Compare registered credit representatives in Wynnum, Queensland. All listings sourced from the ASIC Credit Representative Register.
Process and consumer protections
Credit representatives in Wynnum, Queensland follow the same NCCP process as full ACL holders: assessment of suitability, disclosure of fees and commissions, and provision of a Credit Guide before any application. The Best Interests Duty applies if the representative is acting as a mortgage broker. For non-mortgage credit (personal loans, asset finance, equipment leasing) suitability assessments are still required but the Best Interests Duty does not apply. Any commission paid by the lender must be disclosed. AFCA is the external dispute resolution body, and it is free for consumers.
Bright, Shane Matthew
Abraham, Luke Andrew
My First Pty. Ltd.
R & D Consulting Services Pty. Ltd.
Sinha, Vikas
Hoppner Financial Services Pty Ltd
Hoppner, Lawrence Robert
Carlton Strong Pty Ltd
King, Lauren Kaylene
Lauriking Pty Ltd
Adams, Sarah Jayne
Willfloss Pty Ltd
Aussie Wynnum Pty Ltd
Hudson, Robert John
Jefferies, Kieran Francis
Six Foot Even Pty Ltd
Barton Motors Pty Ltd
Bode, Christine
Db Cb Investments Pty Ltd
Kambouris, Adam
Khan, Shoheel Faraz
Morton, John
Olleh Lending Pty Ltd
Connerty, Carissa Jasmin
Dalby, Jason Desmond
Milne, Lidija
Olleh Asset And Equipment Pty Ltd
Santh Pty Ltd
Bercolli, Daniel
Bishop, Cassie
Challenor, Mark
Fitzpatrick, Anthony James
Goulding, Michael
Jlm Financial Pty Ltd
Liebenberg, Nicola
Mcguinness, Josephine Lee
Nair, Sachin
Neuendorf, Justin Leigh
O'Shea, Ross
Olleh Commercial Pty Ltd
Todd, Aaron
3 Gems Pty Ltd
Nearby Credit Representatives
Frequently asked questions
What's the difference between a credit licensee and a credit representative?
An Australian Credit Licence (ACL) holder operates independently under their own licence. A credit representative is authorised by an ACL holder (the licensee) to provide credit services on the licensee's behalf. Both arrangements are regulated by ASIC under the NCCP Act and must appear on ASIC's Credit Register.
How do I verify a credit representative is authorised?
ASIC's Credit Register at moneysmart.gov.au lists every authorised credit representative in Australia, including those operating in Wynnum, Queensland. Each entry shows the representative's number, the licensee they are authorised under, and the scope of credit activities they are permitted to provide. Always confirm before signing any document.
What protections do I have when dealing with a credit representative?
Consumer protections under the NCCP Act apply equally to credit representatives and to licensees: a Credit Guide before any application, disclosure of all fees and commissions, a suitability assessment of the credit product, and access to AFCA for unresolved complaints — all at no cost to you.
Can a credit representative arrange any type of loan?
No. Each credit representative is authorised for specific credit activities by their licensee — typically residential mortgages, commercial finance, leasing, or a combination. The authorisation scope is shown on the ASIC Credit Register entry. Ask about the scope before engaging if you need a specific loan type.