Credit Representatives in North Adelaide, SA
Compare registered credit representatives in North Adelaide, South Australia. All listings sourced from the ASIC Credit Representative Register.
What the licensee relationship means for you
When dealing with a credit representative in North Adelaide, South Australia, the licensee they represent matters as much as the representative themselves. The licensee carries the ACL, the professional indemnity insurance and the AFCA membership that protect you if something goes wrong. Each entry below shows the licensee's name. Representatives may be authorised for residential lending, commercial lending, leasing, or all three — ask up front. Disclosure documents (Credit Guide, Credit Quote, Proposal Disclosure) must be provided before any binding application; these documents detail fees and any commission flows.
Hedges Asset Planning Pty Ltd
Hedges, Graeme
Reader, Paul
Finance Partners Pty Ltd
Granozio, Silvestro Franco
Jp Edwards & Assoc. Pty Ltd
Lim, Benjamin
Pa 103 Pty Ltd
Warner, Brian
Fundamental Business Finance Pty Ltd
Pa 104 Pty Ltd
Akorin Pty Ltd
Flack, Nathaniel John
Scholes, Katie Irene
Adelaide Northern Suburbs Pty Ltd
Picca, David Alexander
Warner, Stephen
D'Agostino, Robert
Mee, Adrien Jonathon
Stewart, Patrick
Low, Tristian
Httt 1978 Pty. Ltd.
Markovic, Ivan
Mendis, Con
Urban Funding Group Pty Ltd
Comakis, Diamando
Wauchope, Daniel Anthony
Bardadyn, Peter
Hfoh Pty Ltd
Stagg, Jeremy Cameron
Barton, Michael Luen
Darwin Finance Brokers (Nt 2024) Pty Ltd
First Stop Finance Solutions Pty Ltd
Fragnito, Elizabeth
Iribuka, Arsene
Jackson, Richard
Monza Finance Pty Ltd
Walters, Denise Elizabeth
Stueve, Harrison Tyson
Nearby Credit Representatives
Frequently asked questions
What's the difference between a credit licensee and a credit representative?
An Australian Credit Licence (ACL) holder operates independently under their own licence. A credit representative is authorised by an ACL holder (the licensee) to provide credit services on the licensee's behalf. Both arrangements are regulated by ASIC under the NCCP Act and must appear on ASIC's Credit Register.
How do I verify a credit representative is authorised?
ASIC's Credit Register at moneysmart.gov.au lists every authorised credit representative in Australia, including those operating in North Adelaide, South Australia. Each entry shows the representative's number, the licensee they are authorised under, and the scope of credit activities they are permitted to provide. Always confirm before signing any document.
What protections do I have when dealing with a credit representative?
Consumer protections under the NCCP Act apply equally to credit representatives and to licensees: a Credit Guide before any application, disclosure of all fees and commissions, a suitability assessment of the credit product, and access to AFCA for unresolved complaints — all at no cost to you.
Can a credit representative arrange any type of loan?
No. Each credit representative is authorised for specific credit activities by their licensee — typically residential mortgages, commercial finance, leasing, or a combination. The authorisation scope is shown on the ASIC Credit Register entry. Ask about the scope before engaging if you need a specific loan type.