Credit Representatives in Ascot Vale, VIC
Compare registered credit representatives in Ascot Vale, Victoria. All listings sourced from the ASIC Credit Representative Register.
What the licensee relationship means for you
When dealing with a credit representative in Ascot Vale, Victoria, the licensee they represent matters as much as the representative themselves. The licensee carries the ACL, the professional indemnity insurance and the AFCA membership that protect you if something goes wrong. Each entry below shows the licensee's name. Representatives may be authorised for residential lending, commercial lending, leasing, or all three — ask up front. Disclosure documents (Credit Guide, Credit Quote, Proposal Disclosure) must be provided before any binding application; these documents detail fees and any commission flows.
Temby Brooke Pty. Ltd.
Jensen, Brett David
Smith, Clinton
Campbell, Timothy
Benevento, Antonio
Smith, Cameron James
Tts Lending Pty Ltd
Azzopardi, Melissa
Birrell, Grant
Bjcurry Investments Pty Ltd
Brown, Richard Mark
Plush Corporation Pty Ltd
Protea Finance Pty Ltd
Tran, Thu Hoai
Bhagwan, Naren
Ascot Mortgage Group Pty Ltd
Chau, Nam Thanh
Krossways Pty Ltd
Lim, Ming Chee
Xenium Finance Pty Ltd
Honey, Alicia Simone
S.Manwell Pty Ltd
Diep, Alexander
The Trustee For Sunrise Wealth Services Trust
Andor Financial Pty Ltd
Brown, Lachlan James
Eternity Finance Pty Ltd
Ruby Things Pty Ltd
Warwarek, Stephanie Alaine
Conlan, Francis Anthony
Gurpreet A Singh Pty. Limited
Jones, Sharon Brenda
Mizzi, Angelina Xuan
Moneypenny Pty Ltd
Sacco, Dean Ryan
Sercombe, Harper James
Singh, Gurpreet
Strategic Lending Advisory Pty Ltd
White, Peter Daniel
D&M Honchoi Australia Pty Ltd
Lin, Diana
Mercieca, Celene
Nearby Credit Representatives
Frequently asked questions
What's the difference between a credit licensee and a credit representative?
An Australian Credit Licence (ACL) holder operates independently under their own licence. A credit representative is authorised by an ACL holder (the licensee) to provide credit services on the licensee's behalf. Both arrangements are regulated by ASIC under the NCCP Act and must appear on ASIC's Credit Register.
How do I verify a credit representative is authorised?
ASIC's Credit Register at moneysmart.gov.au lists every authorised credit representative in Australia, including those operating in Ascot Vale, Victoria. Each entry shows the representative's number, the licensee they are authorised under, and the scope of credit activities they are permitted to provide. Always confirm before signing any document.
What protections do I have when dealing with a credit representative?
Consumer protections under the NCCP Act apply equally to credit representatives and to licensees: a Credit Guide before any application, disclosure of all fees and commissions, a suitability assessment of the credit product, and access to AFCA for unresolved complaints — all at no cost to you.
Can a credit representative arrange any type of loan?
No. Each credit representative is authorised for specific credit activities by their licensee — typically residential mortgages, commercial finance, leasing, or a combination. The authorisation scope is shown on the ASIC Credit Register entry. Ask about the scope before engaging if you need a specific loan type.