Credit Representatives in Berwick, VIC
Compare registered credit representatives in Berwick, Victoria. All listings sourced from the ASIC Credit Representative Register.
Process and consumer protections
Credit representatives in Berwick, Victoria follow the same NCCP process as full ACL holders: assessment of suitability, disclosure of fees and commissions, and provision of a Credit Guide before any application. The Best Interests Duty applies if the representative is acting as a mortgage broker. For non-mortgage credit (personal loans, asset finance, equipment leasing) suitability assessments are still required but the Best Interests Duty does not apply. Any commission paid by the lender must be disclosed. AFCA is the external dispute resolution body, and it is free for consumers.
Spring Asset Management Pty. Ltd.
Community Network Pty Ltd
Lender Investments Pty Ltd
Loan Studio Pty Ltd
Prasetyo, Heru
Tzilantonis, George
Evolve Finance Pty. Ltd.
Impact Home Loans And Financial Services Pty Ltd
Sangiah, Dilshani
Wright, Mandy Louise
Ezra, Manjula
First Choice Loanss Pty Ltd
Henry, Brenton
Verma, Shailender
Prime Emerald Financial Services Pty. Ltd.
Puvimannasinghe, Rohan
O'Sullivan, Lisa Ann
Pietersz, Sally
Rands Financial Services Pty Ltd
Soff, Alston Gerard
Mahajan, Jaideep
Prism Aus Pty Ltd
Connelly Business Consulting Pty. Ltd.
Connelly, Vincent John
Fernando, Jehan
First Royal Financial Services Pty. Ltd.
Thirimanne, Leonard
Thurmond, David
Bnr Loan Services Pty Ltd
Bonniface, Hayden
Dna Financial Group Pty Ltd
Ellepola, Danushka Bandara
Feng, Chuyu
Sarkissian, Alain Octave
Senanayake, Senanayake Rallage
Supra-K Pty Ltd
The Finance Market Pty. Ltd.
Beltro Group Pty Ltd
Chandrasiri, Sandun
Cs Investment Company Pty Ltd
De Almeida, Don Madhawa
Don'S Finance Pty Ltd
Gamage, Neil
H & Z Financial Services Pty Ltd
Karawugodage, Don Chrysant
Mccahon, Karley Rebecca
Mohottige, Dinesh Kumara
Singh, Sukhjinder
Sure Finance Group Pty Ltd
Amarakoon, Bhagya Purnima
Campbell, Geoffrey
Dynamic Omicron Pty Ltd
Greene, Clyde
Hapuwalana Arachchige Dona, Meenu Nadeesha
Honor Finance Pty Ltd
Hyderabad Kannan, Siva Rama
Iliuta, Michael
Madeira, Daniel Joseph
Milosev, Dragan
Peninsula Lte Pty Ltd
Singh, Sukhwinder
Soff, Alston Gerard
The Trustee For The Madeira Family Trust
Up Only Pty Ltd
Vsdmap Pty Ltd
Waverley Ltm Pty Ltd
Yin, Xinheng
Aspire Lending Management Pty Ltd
Bhandari, Sumita
Eezymortgage Pty. Ltd.
Fedmowski, Martin Jan
Flanigan, John Allan
Jacob, Thomas
Jls Financial Services Pty Ltd
Kumar, Manish
Lainez-Sanchez, Jose Fulgencio
Li, Yating
Liyanawatte, Sanjaya
M8 Financial Services Pty Ltd
Mathew, Joy
Mortgage Finance Services Pty Ltd
Nandadewa, Sajith
Novus Finance Pty Ltd
Sams Finance Pty Ltd
Singh, Ramandeep
Srinivasan, Patricia
Syjongtian, Mary-Ann
The Western Print Group Pty. Ltd.
Tigas, Steven James
Wood, Amela
Bellier, Vincent
Financial Outcomes 4 You Pty Ltd
Hirezi, George
Kaur, Manpreet
Lora Finance Pty Ltd
Natngam, Wannika
Onestep Finance Pty Limited
Reeves, Scott Anthony
The Trustee For The Hirezi Family Trust
Tuli, Gaurav
Wickramarachchi, Mangala Yasashri
Affinity Asset Finance Pty Ltd
Bransgrove, Caitlin Jane
Budhiraja, Chetan
De Almeida, Chamindu Manuranga
Dubinin, Roman
Easy Access Mortgage Pty Ltd
Fernando, Anton Dinesh
Finovah Pty Ltd
Godden, Dean
Gupta, Sarita
Hk Home Loans Holdings Pty Ltd
Jacobson, Luke Colin
Karimie, Kayas
Karwal, Vikram
Khan, Tahira
Madduma Arachchige, Upul Chaminda
Malhotra, Amrit Pal
Millin, Liam Jon
Oakmont Finance Pty Ltd
Panadura, Shanika
Pathfinder Investments Australia Pty Ltd
Puvimannasinghe, Rohini
Ruwanpathirana, Nadeeka Anurangee
Savsaviya, Nitinkumar Himmatbhai
Singh, Herpreet
Smith, John Andrew
Tarah Financial Services Pty Ltd
Thomas, Jerome Reji
Van De Kerkhof, Antonius Nelson
Wildboar & Co Finance Pty Ltd
Xu, Jie
Zett Finance Pty Ltd
333 Mortgages Pty Ltd
Aspired Choice Lending Pty Ltd
Aulakh Finance Pty Ltd
Aus No.1 Finance Pty. Ltd.
Auto Asset Loans Pty Ltd
Bhalla, Bhawna
Boustead, Gregory Sylvester
Chien, John
Connor Footman Pty Ltd
Footman, Connor William
Karunaratna, Puswella Kottege
Kasturi, Mary Mercy
Khurana, Pansy
Leroy, Stephane Victor
Mahogany Finance Australia Pty Ltd
Malik, Rajesh
Pei, Andrew
Peiris Suriyapperuma, Darshana Niranjan
Sandhu, Manjinder Kaur
Simpl Home Loans Pty Ltd
Singh, Amrinder
Stuart, Sarah Marie
Tapzs Group Pty Ltd
The Loan Guru Pty Ltd
True Care Property Services Pty Ltd
Vision Lending Solutions Pty Ltd
We Lend Group Pty Ltd
Xing, Michael
Yh Finance Pty Ltd
Zeal Consulting Group Pty Ltd
Backman, Nicolette
Iter Finance Pty Ltd
Lambda Capital Pty Ltd
Mackinnon, Samantha
Parmar, Onkar Singh
Singla, Shifali
Upadhyay, Deval
Wurley Property Technology Pty Ltd
Nearby Credit Representatives
Frequently asked questions
What's the difference between a credit licensee and a credit representative?
An Australian Credit Licence (ACL) holder operates independently under their own licence. A credit representative is authorised by an ACL holder (the licensee) to provide credit services on the licensee's behalf. Both arrangements are regulated by ASIC under the NCCP Act and must appear on ASIC's Credit Register.
How do I verify a credit representative is authorised?
ASIC's Credit Register at moneysmart.gov.au lists every authorised credit representative in Australia, including those operating in Berwick, Victoria. Each entry shows the representative's number, the licensee they are authorised under, and the scope of credit activities they are permitted to provide. Always confirm before signing any document.
What protections do I have when dealing with a credit representative?
Consumer protections under the NCCP Act apply equally to credit representatives and to licensees: a Credit Guide before any application, disclosure of all fees and commissions, a suitability assessment of the credit product, and access to AFCA for unresolved complaints — all at no cost to you.
Can a credit representative arrange any type of loan?
No. Each credit representative is authorised for specific credit activities by their licensee — typically residential mortgages, commercial finance, leasing, or a combination. The authorisation scope is shown on the ASIC Credit Register entry. Ask about the scope before engaging if you need a specific loan type.