Credit Representatives in Box Hill, VIC
Compare registered credit representatives in Box Hill, Victoria. All listings sourced from the ASIC Credit Representative Register.
Process and consumer protections
Credit representatives in Box Hill, Victoria follow the same NCCP process as full ACL holders: assessment of suitability, disclosure of fees and commissions, and provision of a Credit Guide before any application. The Best Interests Duty applies if the representative is acting as a mortgage broker. For non-mortgage credit (personal loans, asset finance, equipment leasing) suitability assessments are still required but the Best Interests Duty does not apply. Any commission paid by the lender must be disclosed. AFCA is the external dispute resolution body, and it is free for consumers.
H.L.G.M. Finance Pty. Ltd.
H.L.G.M. Mortgage Pty. Ltd.
Rbm Mortgage Management Pty. Ltd.
Liang, Zhi Wei
Skysea Pty Ltd
Wang, Qinfen Julia
Wl & Bw Pty Ltd
Chang, Shiwei
Shen, Yi
Tt Finance Consultants Pty Ltd
Wang, Pu
Wang, Rui
Chen, Haiqi
Mai, Bill
Morning Connection Pty Ltd
Apex Macro Mortgage Solutions Pty. Ltd.
F1 Mortgage Brokers Pty. Ltd.
Kong, Kei Fun
Lu, Guanxiong
Ng, Fion Sing
Song, Xin
Verma, Girish
Zhou, Chengyuan
Youly Finance Pty Ltd
Australia Mortgage Group Pty Ltd
Han, Bing
He, Ming Xia
Lan, Chenpeng
Li, Rong
Pmw Solutions Pty Ltd
Su, Yao
Wang, Mingyi
Xu, Shikui
Yan, Lai
Zhou, Menghan
Guo, Renjing
Iselect Finance Pty Ltd
Lin, Li Lan
Luo, Lan Xiang
Mo, Baoyi Betty
Oasis Group Finance Pty Ltd
Top Finance Group Pty Ltd
Xing, Jiannan
Yang, Minghui
Zhu, Beibei
Cha, Ho Won
Chan, Emily
Ec Finance Pty Ltd
Ifah, Tasmin Mustopo
Ig Finance Pty Ltd
Loanbox Pty Ltd
Vip Finance Australia Pty Ltd
Zhang, Jingjing
Future Atlas Finance Pty Ltd
Gx Finance Pty Ltd
He, Shi
Hyland, Barbara Fang
Intermix Finance Pty. Ltd.
Jcorp Finance Pty Ltd
Wang, Yuan Yuan
Xiang, Luwei
Xie, Yan
Xlfinancing Pty Ltd
Xu, Liang
Yip, Wai Bun
Zhang, Ling
Lin, Anthony Kai
Liu, Menghong
Liu, Yanfeng
Maq Partners Pty Ltd
Sun, Wei
Theone Group Pty Ltd
Wang, Wei
Woon, Paul Huey
Xia, Bin
Yip, Kit Man
Zhang, Rui
Ar Multi Finance Pty Ltd
Aso Sunlight Pty Ltd
Best Friend Finance Pty. Ltd.
Chen, Xiaxi
Cherish Finance Pty Ltd
Hadiwidjojo, Tedjo
Heng Sheng Finance Pty Ltd
Li, Wenyin
Lie, Alamsyah
Limin Qk Pty Ltd
Melbourne Direct Finance Pty Ltd
Onemore Solutions Pty Ltd
Pan, Jiening
Poh Corporation Pty Ltd
Poh, Roselyne
Shi, Luyuan
Tam, Garry
Tjandra Wisata, Irwanputra
V-One Finance Pty Ltd
Wang, Jianan
Wisata, Andyputra Tjandra
Wise Loan Plus Pty Ltd
Wu, Bochun
Ww Advisory Pty Ltd
Xu, Bo
Ye, Qian
Yu, Houfu
Yu, Jia
Zhan, Limin
Zhang, Xu
A.C.N. 605 168 189 Pty Ltd
Beauty Society Adelaide Pty Ltd
Bizcom Finance Pty Ltd
Castle Global Pty Ltd
Chan, Raymond Ka
Chen, Zhinian
Dbh Finance Pty Ltd
Feng, Jie
Fu, Zhe
Gandhi, Sahil Piyush
He, Zhihai
Jjt Australia Pty Ltd
Joo, Jung Teck
Kangold Investments Pty Ltd
Lau, Man Yi
Li, Jue
Lin, Yanli
Pro Star Finance Pty Ltd
Ting, Jane Dingee
Top One Group Pty Ltd
Wealth Forest Pty Ltd
Xu, Yiwen
Yang, Yifan
Yulania Pty Ltd
Yx Consulting Pty Ltd
Zhu, Dan
Zwc Pty Ltd
Adhikari, Bishnu Prasad
Aprecia8 Financial Services Pty Ltd
Azure Home Loans Pty. Ltd.
Chen, Kalin
Chen, Lewis Lu
Endeavour Credit Pty Ltd
Feng, Di
Foh, Aaron Kuok
Jia, Yujie
Liu, Fang
Lixin Group Pty Ltd
Lu, Fenghua
Onefortune Financial Group Pty Ltd
The Trustee For Mk Family Trust
Top Notch Finance Pty Ltd.
Unlimited Trigger Pty Ltd
Wang, Haifan
Wang, Jun
Xin, Lu
Zhuang, Jiamin
Aquagold Advisory Pty Ltd
Aussie Lendsmart And Finance Pty Ltd
Bai, Bing
Cheng, Ho Ting
Da Vinci Estate Finance Pty Ltd
Leo, Juliana
Li, Hongliang
Li, Wu
Li, Zeyu
Luo, Chenhui
Mortgage.Com Pty Ltd.
Ng, Nicole
Sainsbury, Clare
Sarpal, Hitty
Shakya, Saroj
Si, Zhanpeng
The Trustee For S&W Fortune Bloom Family Trust
The Trustee For The Prudent Strategies Trust
Wang, Shiyi
Wu, Yun
Wu, Zhou
Xie, Kun
Xu, Ping
Zhang, Boyu
Zhou, Jie
Zhang, Wing
Nearby Credit Representatives
Frequently asked questions
What's the difference between a credit licensee and a credit representative?
An Australian Credit Licence (ACL) holder operates independently under their own licence. A credit representative is authorised by an ACL holder (the licensee) to provide credit services on the licensee's behalf. Both arrangements are regulated by ASIC under the NCCP Act and must appear on ASIC's Credit Register.
How do I verify a credit representative is authorised?
ASIC's Credit Register at moneysmart.gov.au lists every authorised credit representative in Australia, including those operating in Box Hill, Victoria. Each entry shows the representative's number, the licensee they are authorised under, and the scope of credit activities they are permitted to provide. Always confirm before signing any document.
What protections do I have when dealing with a credit representative?
Consumer protections under the NCCP Act apply equally to credit representatives and to licensees: a Credit Guide before any application, disclosure of all fees and commissions, a suitability assessment of the credit product, and access to AFCA for unresolved complaints — all at no cost to you.
Can a credit representative arrange any type of loan?
No. Each credit representative is authorised for specific credit activities by their licensee — typically residential mortgages, commercial finance, leasing, or a combination. The authorisation scope is shown on the ASIC Credit Register entry. Ask about the scope before engaging if you need a specific loan type.