60 verified credit representatives
Credit Representatives in Caroline Springs, VIC
Compare registered credit representatives in Caroline Springs, Victoria. All listings sourced from the ASIC Credit Representative Register.
Process and consumer protections
Credit representatives in Caroline Springs, Victoria follow the same NCCP process as full ACL holders: assessment of suitability, disclosure of fees and commissions, and provision of a Credit Guide before any application. The Best Interests Duty applies if the representative is acting as a mortgage broker. For non-mortgage credit (personal loans, asset finance, equipment leasing) suitability assessments are still required but the Best Interests Duty does not apply. Any commission paid by the lender must be disclosed. AFCA is the external dispute resolution body, and it is free for consumers.
Magac Money Solutions Pty. Ltd.
Active
M & M Meehan Pty Ltd
Active
Moon, Darren Christopher
Active
Twin Moon Investments Pty. Ltd.
Active
Amalsadiwala, Nariman
Active
Financial Network Group Pty. Ltd.
Active
Kypreos, Terry
Active
Pantelidis, John
Active
Kotak Financial Services Pty Ltd
Active
Sethi, Jatin
Active
Dacic, Bianca
Active
Gulati, Ginnydeep Singh
Active
Gullo, Veronica Rocio
Active
Gamalath, Nadie
Active
David, Ivan
Active
Red Maple Finance Pty Ltd
Active
Slan Finance Pty. Ltd.
Active
Elliott, Lucas Michael
Active
Gao, Yuan
Active
Loan Savvy Pty Ltd
Active
Mn Tailored Solutions Pty Ltd
Active
Nicoli, Maria
Active
Top Loan Pty Ltd
Active
Zen Financial Services Pty Ltd
Active
Azzopardi, Terry
Active
Brar, Manjinder Singh
Active
Cruise, Karen
Active
Fatehukum Pty Ltd
Active
Lnj Tran Pty Ltd
Active
Nguyen, Thi
Active
Seth, Nirzari
Active
Stone, Anthony
Active
Success Partners Pty Ltd
Active
Tran, Lisa
Active
Tree Of Life Financial Advisory Pty Ltd
Active
Brennan, Jasmine Kate
Active
Buran, Burcu
Active
Crt Finance Pty Ltd
Active
Jr Finance Solutions Pty Ltd
Active
Lending Workshop Pty Ltd
Active
Loan Mama Pty Ltd
Active
Pum, Raissa
Active
Shah, Roopali
Active
Virgo Financial Solutions Pty Ltd
Active
Boc Associates Pty Ltd
Active
Chawla, Gurmohak
Active
Dhillon, Rajinder
Active
Gunasekera, Troy Davin
Active
Matina Group Pty Ltd
Active
Matina, Francesco
Active
Menov Group Pty Ltd
Active
Nguyen, Phuong Thi
Active
One Two Finance Solutions Pty Ltd
Active
Platinum Mortgage Broking Services Pty. Ltd.
Active
Sharma, Divya
Active
Slan Asset Finance Pty Ltd
Active
Zeng, Jason
Active
Bryant, David James
Active
Da Costa, Aderito
Active
Danarco Finance Pty Ltd
Active
Nearby Credit Representatives
Frequently asked questions
What's the difference between a credit licensee and a credit representative?
An Australian Credit Licence (ACL) holder operates independently under their own licence. A credit representative is authorised by an ACL holder (the licensee) to provide credit services on the licensee's behalf. Both arrangements are regulated by ASIC under the NCCP Act and must appear on ASIC's Credit Register.
How do I verify a credit representative is authorised?
ASIC's Credit Register at moneysmart.gov.au lists every authorised credit representative in Australia, including those operating in Caroline Springs, Victoria. Each entry shows the representative's number, the licensee they are authorised under, and the scope of credit activities they are permitted to provide. Always confirm before signing any document.
What protections do I have when dealing with a credit representative?
Consumer protections under the NCCP Act apply equally to credit representatives and to licensees: a Credit Guide before any application, disclosure of all fees and commissions, a suitability assessment of the credit product, and access to AFCA for unresolved complaints — all at no cost to you.
Can a credit representative arrange any type of loan?
No. Each credit representative is authorised for specific credit activities by their licensee — typically residential mortgages, commercial finance, leasing, or a combination. The authorisation scope is shown on the ASIC Credit Register entry. Ask about the scope before engaging if you need a specific loan type.
Listings sourced from public government registers (ASIC, TPB). DecisionLab does not endorse any specific professional.
Always verify registration status directly with the relevant authority before engaging services.
Data is updated periodically and may not reflect the most current information.