91 verified credit representatives
Credit Representatives in Cheltenham, VIC
Compare registered credit representatives in Cheltenham, Victoria. All listings sourced from the ASIC Credit Representative Register.
What the licensee relationship means for you
When dealing with a credit representative in Cheltenham, Victoria, the licensee they represent matters as much as the representative themselves. The licensee carries the ACL, the professional indemnity insurance and the AFCA membership that protect you if something goes wrong. Each entry below shows the licensee's name. Representatives may be authorised for residential lending, commercial lending, leasing, or all three — ask up front. Disclosure documents (Credit Guide, Credit Quote, Proposal Disclosure) must be provided before any binding application; these documents detail fees and any commission flows.
Antos, Paul
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Eidos Investments Pty. Ltd.
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Mayfair Finance Group Pty Ltd
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Natloans Pty Ltd
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Essential Money Pty Ltd
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Legett, Jessica
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Leggett, Jessica
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Lendlinx Pty Ltd
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Jayanash Pty Ltd
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Martin, Fe
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Australia Finance & Wealth Pty Ltd
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Jacobs, Heinrich
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Vawdrey Axton Turner Pty. Ltd.
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Waters, Brett
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Dhondee, Jonathan
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Dhondee, Jonathan Oby
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Douthie, Michelle Elizabeth
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Goodwill Finance Pty Ltd
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Kildea, Richard Francis
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Neupane, Dillon
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Ross, David Andrew
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Curtis, Shaun
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Dee, Peter Clifford
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Douthie, Michelle
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Forrester, Stephen
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Lawrence, Elizabeth
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Muko Consulting Pty Ltd
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Wroe Enterprise Pty Ltd
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Baylend Pty Ltd
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Business Is Personal Pty Ltd
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Niaros, Georgios
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10X Home Lending Group Pty Ltd
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Audrey Finance Group Pty Ltd
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Balcombe Financial Pty Ltd
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Bartlett, Josh
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Bendigo Avenue Investments Pty Ltd
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Crawley, Tanya Michelle
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Feddersen, Peter John
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Flinos, Michael
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Nguyen, Luu Quynh
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Park Lane Advice Group Pty Ltd
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Sui, Jian
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Trifecta Finance Pty Ltd
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Wealth And Money Pty Ltd
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Wu, Weicong
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Asm Money Pty Ltd
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Coleman, Saskia
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Elmi, Rhys Alan
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Ferrett, Gregory Ralph
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National Loan Solutions Pty Ltd
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Campbell, Sandra
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Glen Irving Holdings Pty Ltd
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Joshi, Bhushan
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Liu, Zitong
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Pham, Tan Minh
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Tan Pham Tax & Financial Services Pty Ltd
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The Trustee For Rdk Trust
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Tomlin, Karen
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Circle Finance Group Pty Ltd
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Edwards, Jeremy
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Fode, Declan John
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Golden Quill Finance Pty Ltd
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Lawes, Michael Gerald
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Mindiel, Xavier Pierre
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Mindiel, Xavier Pierre
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Pierre Mindiel Pty Ltd
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Pierre Mindiel Pty Ltd
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Qin, Manshu
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Rao, Weihong
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Aspen Finance Pty Ltd
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Day, Dylan Jai
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Dimachki, Tarek
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Hu, Na
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Prosperity Path Financial Services Pty Ltd
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Ryan, Anthony Desmond
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The Trustee For St Dimachki Family Trust
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Cai, Helen
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D.A.T.A. Financial Group Pty. Ltd.
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Dale, Steven
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Energyeia Pty Ltd
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Gemetzis, George
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Gulmen, Aydin
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Mathur, Kartik
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Redcliffs Investment Pty Ltd
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Redlake Capital Pty Ltd
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Rmm Supplychain Pty Ltd
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Russell-Clarke, Alana Elizabeth
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Van Eede, Andrew Thomas
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Watson, Tobe Maxwell
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Zhang, Hao
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Vu, Thien Duong
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Nearby Credit Representatives
Frequently asked questions
What's the difference between a credit licensee and a credit representative?
An Australian Credit Licence (ACL) holder operates independently under their own licence. A credit representative is authorised by an ACL holder (the licensee) to provide credit services on the licensee's behalf. Both arrangements are regulated by ASIC under the NCCP Act and must appear on ASIC's Credit Register.
How do I verify a credit representative is authorised?
ASIC's Credit Register at moneysmart.gov.au lists every authorised credit representative in Australia, including those operating in Cheltenham, Victoria. Each entry shows the representative's number, the licensee they are authorised under, and the scope of credit activities they are permitted to provide. Always confirm before signing any document.
What protections do I have when dealing with a credit representative?
Consumer protections under the NCCP Act apply equally to credit representatives and to licensees: a Credit Guide before any application, disclosure of all fees and commissions, a suitability assessment of the credit product, and access to AFCA for unresolved complaints — all at no cost to you.
Can a credit representative arrange any type of loan?
No. Each credit representative is authorised for specific credit activities by their licensee — typically residential mortgages, commercial finance, leasing, or a combination. The authorisation scope is shown on the ASIC Credit Register entry. Ask about the scope before engaging if you need a specific loan type.
Listings sourced from public government registers (ASIC, TPB). DecisionLab does not endorse any specific professional.
Always verify registration status directly with the relevant authority before engaging services.
Data is updated periodically and may not reflect the most current information.