80 verified credit representatives
Credit Representatives in Clayton, VIC
Compare registered credit representatives in Clayton, Victoria. All listings sourced from the ASIC Credit Representative Register.
What the licensee relationship means for you
When dealing with a credit representative in Clayton, Victoria, the licensee they represent matters as much as the representative themselves. The licensee carries the ACL, the professional indemnity insurance and the AFCA membership that protect you if something goes wrong. Each entry below shows the licensee's name. Representatives may be authorised for residential lending, commercial lending, leasing, or all three — ask up front. Disclosure documents (Credit Guide, Credit Quote, Proposal Disclosure) must be provided before any binding application; these documents detail fees and any commission flows.
Edgcumbe, Greg
Active
Gme Financial Services Pty Ltd
Active
Fisher, Oliver
Active
Jafari, Murtaza
Active
Kabir, S M
Active
Fortune Finance Group Pty Ltd
Active
Home Loans Fast Pty Ltd
Active
Keramidas, Efstratios
Active
Krishnan, Ajay
Active
Ng, Waunxhi
Active
Zhang, Deng
Active
Gmeap Pty. Ltd.
Active
Li, Wencui
Active
Toor, Rajeshwar Singh
Active
Xu, Jingjing
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Bhatia, Akhilesh
Active
Biz Loans Fast Pty Ltd
Active
Dhungana, Manoj
Active
Foo, Philip
Active
Ly, Michael
Active
Ong, Lynn
Active
Yadav, Balraj
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Gme Clay Pty Ltd
Active
Arora, Sandeep
Active
Avnilesh Pty Ltd
Active
Investors' Choice Pty Ltd
Active
Johnston, Michael
Active
Ramani, Nilesh
Active
Pan, Qian
Active
Abeysinghe, W Kodippily
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Baheti, Rajiv
Active
Fintra Finance Pty Ltd
Active
Forster Financial Pty Ltd
Active
Gunesekere, Nadik Anthony
Active
Li, Shuopeng
Active
Maligi Reddy, Kruthika
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Saini, Mandeep Singh
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Sureka, Vijay Kumar
Active
Three Gorges Pty Ltd
Active
Value And Growth Advisory Pty Ltd
Active
Zhang, Zhe
Active
Barry Rozario Pty Ltd
Active
D'Rozario, Barry Christopher
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Dheer, Pankaj
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E & M Finance Pty Ltd
Active
Family Financial Solutions Pty. Ltd.
Active
Loanxperthub Pty Ltd
Active
Ozduzenciler, Enver
Active
Sk & Sg Pty Ltd
Active
Virdi, Simardeep Singh
Active
Walton, Mark Justin
Active
Accuset Pty Ltd
Active
An, Jing
Active
Blencowe, Nicholas Anthony
Active
Cla3168 Pty Ltd
Active
Credit Hub Pty Ltd
Active
Dubey, Priyank
Active
Go Capital Finance Pty Ltd
Active
Hanson, Christine Elizabeth
Active
Jovanovic, Bojan
Active
Kevadiya, Bhaveshkumar Jayantilal
Active
Khorakiwala, Abbas Zulfikar
Active
Kohli, Prannay Vir
Active
Loan Digest Pty Ltd.
Active
Mishra, Manoj
Active
Nguyen, Bao Thanh
Active
Professional Loan Brokers Pty Ltd
Active
Puri, Trideep
Active
Reliance Smart Finance Pty Ltd
Active
Shree Akshar Purushottam Swaminarayan Pty Ltd
Active
Srivastav, Saurav
Active
Sv Mortgage And Finance Pty Ltd
Active
The Trustee For Beanie Boo Family Trust & The Trustee For Ymb Jovanovic Family Trust
Active
Vutukoor, Venkateswar Rao
Active
Damen, Adrian James
Active
Dickens, Jhomel
Active
Gameras, Nick
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Porumala, Sree Charan
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True Choice Finance Pty Ltd
Active
Tsioukis, Constantine
Active
Nearby Credit Representatives
Frequently asked questions
What's the difference between a credit licensee and a credit representative?
An Australian Credit Licence (ACL) holder operates independently under their own licence. A credit representative is authorised by an ACL holder (the licensee) to provide credit services on the licensee's behalf. Both arrangements are regulated by ASIC under the NCCP Act and must appear on ASIC's Credit Register.
How do I verify a credit representative is authorised?
ASIC's Credit Register at moneysmart.gov.au lists every authorised credit representative in Australia, including those operating in Clayton, Victoria. Each entry shows the representative's number, the licensee they are authorised under, and the scope of credit activities they are permitted to provide. Always confirm before signing any document.
What protections do I have when dealing with a credit representative?
Consumer protections under the NCCP Act apply equally to credit representatives and to licensees: a Credit Guide before any application, disclosure of all fees and commissions, a suitability assessment of the credit product, and access to AFCA for unresolved complaints — all at no cost to you.
Can a credit representative arrange any type of loan?
No. Each credit representative is authorised for specific credit activities by their licensee — typically residential mortgages, commercial finance, leasing, or a combination. The authorisation scope is shown on the ASIC Credit Register entry. Ask about the scope before engaging if you need a specific loan type.
Listings sourced from public government registers (ASIC, TPB). DecisionLab does not endorse any specific professional.
Always verify registration status directly with the relevant authority before engaging services.
Data is updated periodically and may not reflect the most current information.