Credit Representatives in Cranbourne West, VIC
Compare registered credit representatives in Cranbourne West, Victoria. All listings sourced from the ASIC Credit Representative Register.
What the licensee relationship means for you
When dealing with a credit representative in Cranbourne West, Victoria, the licensee they represent matters as much as the representative themselves. The licensee carries the ACL, the professional indemnity insurance and the AFCA membership that protect you if something goes wrong. Each entry below shows the licensee's name. Representatives may be authorised for residential lending, commercial lending, leasing, or all three — ask up front. Disclosure documents (Credit Guide, Credit Quote, Proposal Disclosure) must be provided before any binding application; these documents detail fees and any commission flows.
Kanda, Davinder Singh
Anand, Pardeep Kumar
Gm & Sw Home Loans Pty Ltd
Saini, Parvinder Singh
Weerasinghe, Sahan
Shah, Mital Shaileshkumar
Singh, Harpreet
Yuvi Services Pty Ltd
Barot, Ashaben
Chee, John
Davies, Vikki Lauren
Fast Win Financial Service Pty Ltd
Pardenilla, Nuelgen Macoto
The Trustee For Ajb Family Trust
Dhandal, Baltej Singh
Dobriyal, Hemant
Johal, Gurpinder Singh
Lend Labs Pty Ltd
Limbachiya, Dharmeshkumar Sureshchandra
Sachin, Sachin
The Trustee For Bright Future Finance Discretionary Trust
Allianz Group Pty Ltd
Amy Mitchell, Jessica
Angus, Benjamin
Angus, James
Antoun, Karim Magdy
Ayyappan, Sabareesh Kilimangalathu
Bajwa, Gurpreet Singh
Bhatia, Rajiv
Bickford, Nathan
Craig, Stewart William
Dw Walker Pty Ltd
Egan, Jesse Lee
Ezy Finance & Capital Pty Ltd
Finweb Group Pty Ltd
Fundology Pty Ltd
Galati, Vincent
Gallardo, Nelson Victor
Garg, Amit
Gopal Shah, Sneh
Grenade, Gianni
Jat Financial Solutions Pty Ltd
Jose, Jinu
Kaur, Amanpreet
Kaur, Harpreet
Kirun Chouhan, Chiraag
Koelmeyer, Peter James
Lacanienta, Maureen
Limited Horizon Pty Ltd
Ll & Ml Investments Pty Ltd
Looke, Katherine Jacqueline
Luthra, Dev
Maizon Finance Pty Ltd
Mathews Finance Pty Ltd
Mathews, Suraj
Mortgage Motion Finance Pty Ltd
Nagpal, Vikas Kumar
Peter Taylor, Scott
Rilloraza, Elaine
Sapkota, Deepak
Sezgin, Onur-Kagan
Shri Radhe Shyam Group Pty Ltd
Shrinathji Finance Pty Ltd
Singh, Harjot
Singh, Kanwar Preet
Stein, Tyson Nicolin
Toohey, Joshua Andrew
Tsikopoulos, Paul
Coniglione, Michael Ross
Finweb Pty Ltd
Kataria, Surjit
Mrcg Services Pty Ltd
Plum Equity Pty Ltd
Sharma, Vipul
Sid & Co Pty. Ltd.
Sidwell, David Garry
Zaidi, Syed Muhammad
Nearby Credit Representatives
Frequently asked questions
What's the difference between a credit licensee and a credit representative?
An Australian Credit Licence (ACL) holder operates independently under their own licence. A credit representative is authorised by an ACL holder (the licensee) to provide credit services on the licensee's behalf. Both arrangements are regulated by ASIC under the NCCP Act and must appear on ASIC's Credit Register.
How do I verify a credit representative is authorised?
ASIC's Credit Register at moneysmart.gov.au lists every authorised credit representative in Australia, including those operating in Cranbourne West, Victoria. Each entry shows the representative's number, the licensee they are authorised under, and the scope of credit activities they are permitted to provide. Always confirm before signing any document.
What protections do I have when dealing with a credit representative?
Consumer protections under the NCCP Act apply equally to credit representatives and to licensees: a Credit Guide before any application, disclosure of all fees and commissions, a suitability assessment of the credit product, and access to AFCA for unresolved complaints — all at no cost to you.
Can a credit representative arrange any type of loan?
No. Each credit representative is authorised for specific credit activities by their licensee — typically residential mortgages, commercial finance, leasing, or a combination. The authorisation scope is shown on the ASIC Credit Register entry. Ask about the scope before engaging if you need a specific loan type.