Credit Representatives in Cremorne, VIC
Compare registered credit representatives in Cremorne, Victoria. All listings sourced from the ASIC Credit Representative Register.
Licensee structure and supervision
Credit representatives in Cremorne, Victoria operate under the Australian Credit Licence (ACL) of a parent licensee. They are permitted to engage in 'credit activities' — arranging loans, advising on credit contracts, or acting as intermediaries — but only within the scope authorised by the licensee. Both the representative and the licensee must be listed on ASIC's Credit Register. Licensees are responsible for compliance training, complaints handling, and external dispute resolution membership through AFCA. The representative's authorisation can be checked at MoneySmart's professional registers tool — confirm that the rep number matches and the licensee shown is current.
Littley, Christopher Mark
Green, Stephen
Mahony, Brett John
Van Der Pligt, Luke
Pearse Financial Pty. Ltd.
Pearse, Thomas
Hendra, Candice Yvonne
Mancini, Danielle
Pyne, Jay William
Hta Finance Pty Ltd
Warr, Stephen
Court, Kris
Estreich, Jeanette
Gravitas Capital Partners Pty Ltd
Guerini, Roberto Junior
Moore, Vincent Joseph
Omms, Asahi
Prowse, Nicholas Jack
Axelerate Advisory Pty Ltd
Crittle, Trevor Barry
Don, Nicholas Robert
Edwards, Raymond Alan
Groundswell Development Finance Pty Ltd
Odyssey Financial Pty Ltd
Dawson, Timothy Joel
De Fegely, Thomas Greig
Entourage Asset Pty Ltd
Ingram, Sarah
Cfjt Pty Ltd
Chadha, Bhavnindarjit
Claremont Financial Pty Ltd
Dow, Jordan
Evans, Michael Scott
Franin, Jack David
Nathan Calabro Pty Ltd
O'Sullivan, Lucas James
Spiteri, Kaylah Anne
Splendid Business Finance Solutions Pty Ltd
Tran, James
Valletta Finance Pty Ltd
Cooper, Acacia
Nguyen, Huu Tai
Ounsworth, Evelyn
Sartori, Troy
Nearby Credit Representatives
Frequently asked questions
What's the difference between a credit licensee and a credit representative?
An Australian Credit Licence (ACL) holder operates independently under their own licence. A credit representative is authorised by an ACL holder (the licensee) to provide credit services on the licensee's behalf. Both arrangements are regulated by ASIC under the NCCP Act and must appear on ASIC's Credit Register.
How do I verify a credit representative is authorised?
ASIC's Credit Register at moneysmart.gov.au lists every authorised credit representative in Australia, including those operating in Cremorne, Victoria. Each entry shows the representative's number, the licensee they are authorised under, and the scope of credit activities they are permitted to provide. Always confirm before signing any document.
What protections do I have when dealing with a credit representative?
Consumer protections under the NCCP Act apply equally to credit representatives and to licensees: a Credit Guide before any application, disclosure of all fees and commissions, a suitability assessment of the credit product, and access to AFCA for unresolved complaints — all at no cost to you.
Can a credit representative arrange any type of loan?
No. Each credit representative is authorised for specific credit activities by their licensee — typically residential mortgages, commercial finance, leasing, or a combination. The authorisation scope is shown on the ASIC Credit Register entry. Ask about the scope before engaging if you need a specific loan type.