Credit Representatives in Dandenong, VIC
Compare registered credit representatives in Dandenong, Victoria. All listings sourced from the ASIC Credit Representative Register.
What the licensee relationship means for you
When dealing with a credit representative in Dandenong, Victoria, the licensee they represent matters as much as the representative themselves. The licensee carries the ACL, the professional indemnity insurance and the AFCA membership that protect you if something goes wrong. Each entry below shows the licensee's name. Representatives may be authorised for residential lending, commercial lending, leasing, or all three — ask up front. Disclosure documents (Credit Guide, Credit Quote, Proposal Disclosure) must be provided before any binding application; these documents detail fees and any commission flows.
Mcdonnell, Cameron Scott
Flanagan, Peter David
Lifesaver Home Loans Pty Ltd
Peterson, Damien Robert
Ali, Ali
Hps Financial Services Pty Ltd
Poojary, Harish
Volkali Pty Ltd
Yildiz, Volkan
Amnf Services Pty Ltd
Moniry, Zamir
Biani Financial Services Pty Ltd
Burrows, Chris
Markat Finance Pty Ltd
Ranasinghe, Shannon Nicholas
Wijesundara, Prasad
Mortgage Money Managers Pty. Ltd.
B&K Freedom Ventures Pty Ltd
De Silva, Gehan
Dutta, Rishi
Jackson, Brett
Prudent Loans Pty Ltd
Wijetunga, Induja Kasun
Ibrahimi, Mohammad
Structured Lending Solutions Pty Ltd
Szmerlin Finance Pty Ltd
Aceto, Maria Nieves
Ali, Ali
Australian Family Home Loans Pty Ltd
Chauhan, Gurpreet Singh
Chd Finance Pty Ltd
Deep, Rajan
Dixon, Edwena
Libra Home Loan Options Pty Ltd
Rakhra Group Pty Ltd
Rakhra, Yadwinder Singh
Tera Furmaan Pty Ltd
Helpco Investments Pty Ltd
Abacus Funding Pty Ltd
Ghai, Tushar
Loanz Hub Pty Ltd
Merak One Pty Ltd
Parmar, Tarun Ravajibhai
Tailored Funding Pty Ltd
Taylor, Tammy Nicole
Ambikaibalan, Priyanthy
Clarke-Jacobs, Kobe Jamieson
Lankanayake, Tharangani
Marvel Financial Group Pty Ltd
Mendonez, Christopher Phillip
Mjc Finance Solutions Pty Ltd
Mortgage Tm Pty Ltd
Munasinghe, Tharin Sanjula
Navaratnam, Kirisakeeshan
Sidhu, Raman
Singh, Harsimran
Advance Finance Empire Pty Ltd
Apms Vic Pty Ltd
Chim, Veasna
Finverse Capital Group Pty Ltd
Hussain, Mushtaq
Ongaranathan, Vinobaje
Settle & Secure Pty Ltd
Sivarasu Kavandappan, Aravind
Sms Lending Pty Ltd
Vk Elite Finance Pty Ltd
Arcade Capital Pty Ltd
Baqiri, Dawood
Brown, Allyssa
Mehdi Holdings Pty Ltd
Qian, Yuqiao
Vyas, Hitesh Harivadan
Yaqobi, Mehdi
Nearby Credit Representatives
Frequently asked questions
What's the difference between a credit licensee and a credit representative?
An Australian Credit Licence (ACL) holder operates independently under their own licence. A credit representative is authorised by an ACL holder (the licensee) to provide credit services on the licensee's behalf. Both arrangements are regulated by ASIC under the NCCP Act and must appear on ASIC's Credit Register.
How do I verify a credit representative is authorised?
ASIC's Credit Register at moneysmart.gov.au lists every authorised credit representative in Australia, including those operating in Dandenong, Victoria. Each entry shows the representative's number, the licensee they are authorised under, and the scope of credit activities they are permitted to provide. Always confirm before signing any document.
What protections do I have when dealing with a credit representative?
Consumer protections under the NCCP Act apply equally to credit representatives and to licensees: a Credit Guide before any application, disclosure of all fees and commissions, a suitability assessment of the credit product, and access to AFCA for unresolved complaints — all at no cost to you.
Can a credit representative arrange any type of loan?
No. Each credit representative is authorised for specific credit activities by their licensee — typically residential mortgages, commercial finance, leasing, or a combination. The authorisation scope is shown on the ASIC Credit Register entry. Ask about the scope before engaging if you need a specific loan type.