99 verified credit representatives
Credit Representatives in Doncaster East, VIC
Compare registered credit representatives in Doncaster East, Victoria. All listings sourced from the ASIC Credit Representative Register.
Process and consumer protections
Credit representatives in Doncaster East, Victoria follow the same NCCP process as full ACL holders: assessment of suitability, disclosure of fees and commissions, and provision of a Credit Guide before any application. The Best Interests Duty applies if the representative is acting as a mortgage broker. For non-mortgage credit (personal loans, asset finance, equipment leasing) suitability assessments are still required but the Best Interests Duty does not apply. Any commission paid by the lender must be disclosed. AFCA is the external dispute resolution body, and it is free for consumers.
Henman, Barrie
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Innovative Financial Concepts (Aust.) Pty. Ltd.
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Manningham Community Enterprises Limited
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Zheng, Guo
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Bennett, Martin
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Wang, Sunlan Sharon
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Ellard, Michelle
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H & R Wang Pty Ltd
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O'Shea, Tina
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Spencer, Grant
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Wang, Anne
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Wang, Yan Feng
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Hossain, Ahmed
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Jt Mortgage Financial Services Pty Ltd
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Tai, Sai Leung
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Bhatia, Rishi
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Kria Mortgage Managers Pty Ltd
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More Than Finance Pty Ltd
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Statewide Finance Pty Ltd
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Tangas, Tom
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Jbhk Pty Ltd
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Khatter, Smriti
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Li, Billy Kee
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Stiles Finance Geelong Pty Ltd
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Stiles, Wayne Andrew
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Delta Mortgage Solutions Pty Ltd
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Ellis, Glen
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Honarvar, Mohammad Reza
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Lee, Suet Yee
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Chelsey Investments Pty. Ltd.
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Song, Xinyu
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Li, Lu
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Lin, Jianwei
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Luton Mortgage Pty Ltd
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Chen, Pun-Meo
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Li, Ling
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Millie Consulting Pty Ltd
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Morlly Group Pty Ltd
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Ns Aaa Pty Ltd
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Progress Trading Pty Ltd
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Puna, Danielle Mareta
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Sasfin Services Pty. Ltd.
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Singh, Sanjay
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Turnkey Property Advisory Pty Ltd
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Vlanes, Peter Christopher
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Wu, Peishan
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Ae Finance Services Pty Ltd
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Fu, Rao
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Lj Accountants Services Pty Ltd
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Pathways2Wealth Mortgage Solutions Pty Ltd
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Ramjee, Niranjan
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Rarlon Capital Pty Ltd
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Zheng, Zhi Ming
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Zhou, Yi
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Bullseye Mortgages Pty Ltd
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Cahill, Nathan Lucas
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Fabuloans Financial Solutions Pty Ltd
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Jin, Fangteng
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Li, Zhi
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Partner Lending Solutions Pty Ltd
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Phaedonos, Nicholas
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C & Y Financial Solutions Pty Ltd
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Hosseini, Maryam
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Intelli Finance And Accounting Pty Ltd
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Kaur, Rupinder
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Loan Broker Pty Ltd
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Price, Ellie
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Qin, Yifeng
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Rising Flame Pty Ltd
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Rw Finance Pty Ltd
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The Trustee For Zhong'S Family Trust
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Wang, Ruohan
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Zhong, Xuechen
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B.W Financial Group Pty Ltd
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Burns, Christopher John
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Cahir, Christopher
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Cbea Docklands Pty Ltd
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Choudhary, Hemant
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Hulley, Lisa
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Jpl Advisory Pty Ltd
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Khosla, Vidhu
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Lee, Shaun Ho
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Lim, Jee Pheng
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Lu, Keguang
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Ozcagli, Azem
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Papadopoulos, Christopher Perry
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Paramount Mortgages Pty Ltd
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Singh, Manpreet
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The Trustee For Colto 2
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Veritas Finance Group Pty Ltd
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Yu, Kecheng
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Zhang, Yan
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Doganay, Mehmet Ali
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Guo, Hanwen
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Hw Financial Solutions Pty Ltd
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Klarity Finance Pty Ltd
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Lin, Jack
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Myer Abdou, George
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Singh, Jaspreet
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Nearby Credit Representatives
Frequently asked questions
What's the difference between a credit licensee and a credit representative?
An Australian Credit Licence (ACL) holder operates independently under their own licence. A credit representative is authorised by an ACL holder (the licensee) to provide credit services on the licensee's behalf. Both arrangements are regulated by ASIC under the NCCP Act and must appear on ASIC's Credit Register.
How do I verify a credit representative is authorised?
ASIC's Credit Register at moneysmart.gov.au lists every authorised credit representative in Australia, including those operating in Doncaster East, Victoria. Each entry shows the representative's number, the licensee they are authorised under, and the scope of credit activities they are permitted to provide. Always confirm before signing any document.
What protections do I have when dealing with a credit representative?
Consumer protections under the NCCP Act apply equally to credit representatives and to licensees: a Credit Guide before any application, disclosure of all fees and commissions, a suitability assessment of the credit product, and access to AFCA for unresolved complaints — all at no cost to you.
Can a credit representative arrange any type of loan?
No. Each credit representative is authorised for specific credit activities by their licensee — typically residential mortgages, commercial finance, leasing, or a combination. The authorisation scope is shown on the ASIC Credit Register entry. Ask about the scope before engaging if you need a specific loan type.
Listings sourced from public government registers (ASIC, TPB). DecisionLab does not endorse any specific professional.
Always verify registration status directly with the relevant authority before engaging services.
Data is updated periodically and may not reflect the most current information.