Credit Representatives in Mildura, VIC
Compare registered credit representatives in Mildura, Victoria. All listings sourced from the ASIC Credit Representative Register.
What the licensee relationship means for you
When dealing with a credit representative in Mildura, Victoria, the licensee they represent matters as much as the representative themselves. The licensee carries the ACL, the professional indemnity insurance and the AFCA membership that protect you if something goes wrong. Each entry below shows the licensee's name. Representatives may be authorised for residential lending, commercial lending, leasing, or all three — ask up front. Disclosure documents (Credit Guide, Credit Quote, Proposal Disclosure) must be provided before any binding application; these documents detail fees and any commission flows.
Mark Weight & Associates Pty Ltd
Weight, Mark Brendon
Mccurdy, Bruce Ronald
Crisera & Co Pty Ltd
Crisera, Leon Heath
Ausloans Mildura Pty Ltd
Shelly, Sally Ann
Edwards, Sara
M Group Lending Mildura Pty Ltd
Sherriff, Colin Edward
Turlan, Evette Leah
Lowery, Sean Michael
Rix, Jessica Dianne
Black, Andrew Matthew
Gilbert, Martin
Hahnel, Emily
Williams, Kristena Joy
Agpf Pty Ltd
Edgar Financial Solutions Pty Ltd
Edgar, Clinton
Erba Property Pty Ltd
Piscitelli, Anthony Giovanni
Yeung, Wendy
Aiello, Jacob
Augustine, Crystal
Mailes, Luke
Spat Financial Pty Ltd
Timms, Keely Marie
Hardie Finance Group Pty Ltd
Hardie, Adrian
Nearby Credit Representatives
Frequently asked questions
What's the difference between a credit licensee and a credit representative?
An Australian Credit Licence (ACL) holder operates independently under their own licence. A credit representative is authorised by an ACL holder (the licensee) to provide credit services on the licensee's behalf. Both arrangements are regulated by ASIC under the NCCP Act and must appear on ASIC's Credit Register.
How do I verify a credit representative is authorised?
ASIC's Credit Register at moneysmart.gov.au lists every authorised credit representative in Australia, including those operating in Mildura, Victoria. Each entry shows the representative's number, the licensee they are authorised under, and the scope of credit activities they are permitted to provide. Always confirm before signing any document.
What protections do I have when dealing with a credit representative?
Consumer protections under the NCCP Act apply equally to credit representatives and to licensees: a Credit Guide before any application, disclosure of all fees and commissions, a suitability assessment of the credit product, and access to AFCA for unresolved complaints — all at no cost to you.
Can a credit representative arrange any type of loan?
No. Each credit representative is authorised for specific credit activities by their licensee — typically residential mortgages, commercial finance, leasing, or a combination. The authorisation scope is shown on the ASIC Credit Register entry. Ask about the scope before engaging if you need a specific loan type.