64 verified credit representatives
Credit Representatives in Mornington, VIC
Compare registered credit representatives in Mornington, Victoria. All listings sourced from the ASIC Credit Representative Register.
What the licensee relationship means for you
When dealing with a credit representative in Mornington, Victoria, the licensee they represent matters as much as the representative themselves. The licensee carries the ACL, the professional indemnity insurance and the AFCA membership that protect you if something goes wrong. Each entry below shows the licensee's name. Representatives may be authorised for residential lending, commercial lending, leasing, or all three — ask up front. Disclosure documents (Credit Guide, Credit Quote, Proposal Disclosure) must be provided before any binding application; these documents detail fees and any commission flows.
Linchpins For Linchpins Pty Ltd
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Watson, Sally
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Gobel, Karen
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Zen Financial Group Pty Ltd
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Samacast Pty Ltd
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The Loan Machine Pty Ltd
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Watts, Daniel
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Douglas, Mark Raymond
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Fraser, David
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The Trustee For Fraser Investment Trust
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El Moussalli, Danijela
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Taranto, Andrew Robert
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Salvatore, Elizabeth
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Vosti Financial Services Pty Ltd
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Vosti, Paul David
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24 Approved Pty Ltd
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Basso Corp Pty Ltd
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E.J Merchan Pty Ltd
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Merchan, Emilio Jose
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Oates, Barry John
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Abundance Home Loans Pty Ltd
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Davern, Karlee Melinda
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Donoghue, Mandy
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Ritchie, Peter
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Smart Business Solutions Mortgage & Lending Pty Ltd
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Smit, Shannon Michelle
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Das Financial Services Pty Ltd
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Jlm Home Loans Pty Ltd
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Leon, Eddie Elvis
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Myers Finance Group Pty Ltd
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Myers, Scott Graeme
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Oyster Gem Pty. Ltd.
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Salter, Shane Mark
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The Better Broker Pty Ltd
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Torossi, Lina
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Watkins Smart Investments (Australia) Pty Ltd
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Watkins, Glenn
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Berzin, Nicole Lynn
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Carey, Kacey Lee
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Della Gatta, Carla Danielle
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Peninsula Wealth Management Pty Ltd
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Simmons, Benjamin Anthony
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Spears, Jason
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Stoll, Leiteasha Maree
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Box, Elizabeth Jane
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Cahill Financial Pty Ltd
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J Vincent Enterprises Pty Ltd
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Mcdonald, Aidan Ross
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The Peninsula Broker Pty Ltd
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Toeng Financial Services Pty Ltd
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Alessandrello, Bret
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Aliotti, Bonnie
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Ashenden, Jessica
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Aubert, Timothy Andrew
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Basso, Luke
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Entorum Pty Ltd
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Entourage Nationwide Pty Ltd
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Forster, Michael James
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Mjf Mortgage Brokers Pty Ltd
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The Trustee For Aubert Family Trust
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Watson, Sally
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Arnott, Narida
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Blank Corporate Pty Ltd
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Cooper, Scott Maxwell
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Nearby Credit Representatives
Frequently asked questions
What's the difference between a credit licensee and a credit representative?
An Australian Credit Licence (ACL) holder operates independently under their own licence. A credit representative is authorised by an ACL holder (the licensee) to provide credit services on the licensee's behalf. Both arrangements are regulated by ASIC under the NCCP Act and must appear on ASIC's Credit Register.
How do I verify a credit representative is authorised?
ASIC's Credit Register at moneysmart.gov.au lists every authorised credit representative in Australia, including those operating in Mornington, Victoria. Each entry shows the representative's number, the licensee they are authorised under, and the scope of credit activities they are permitted to provide. Always confirm before signing any document.
What protections do I have when dealing with a credit representative?
Consumer protections under the NCCP Act apply equally to credit representatives and to licensees: a Credit Guide before any application, disclosure of all fees and commissions, a suitability assessment of the credit product, and access to AFCA for unresolved complaints — all at no cost to you.
Can a credit representative arrange any type of loan?
No. Each credit representative is authorised for specific credit activities by their licensee — typically residential mortgages, commercial finance, leasing, or a combination. The authorisation scope is shown on the ASIC Credit Register entry. Ask about the scope before engaging if you need a specific loan type.
Listings sourced from public government registers (ASIC, TPB). DecisionLab does not endorse any specific professional.
Always verify registration status directly with the relevant authority before engaging services.
Data is updated periodically and may not reflect the most current information.