Credit Representatives in Newtown, VIC
Compare registered credit representatives in Newtown, Victoria. All listings sourced from the ASIC Credit Representative Register.
What the licensee relationship means for you
When dealing with a credit representative in Newtown, Victoria, the licensee they represent matters as much as the representative themselves. The licensee carries the ACL, the professional indemnity insurance and the AFCA membership that protect you if something goes wrong. Each entry below shows the licensee's name. Representatives may be authorised for residential lending, commercial lending, leasing, or all three — ask up front. Disclosure documents (Credit Guide, Credit Quote, Proposal Disclosure) must be provided before any binding application; these documents detail fees and any commission flows.
Mac Financial Pty Ltd
Mcintyre, Jamie
Mcwilliam, Shaun
Tompkins, Lynne
Boddington, Daniel John
Djb Finance Pty Ltd
Jssj Financial Pty Ltd
Adalin Enterprises Pty Ltd
Doolan, Adam Gregory
Aisling Financial Pty Ltd
Houliston, Allan James
Bux, Bilal
Pucko, Anna
Hudich, Brandon Jon
Mesic, Suzana
Hudich Finance Company Pty Ltd
Walerys, Trent
Niko Financial Group Pty Ltd
Nikolovski, Lauren Elise
O'Toole Finance Pty Ltd
O'Toole, Timothy James
Chirnside, Thomas Roderick
Geelong Finance Solutions Pty Ltd
The Trustee For Wickenton Family Trust
Walker, Thomas Francis
Wickenton, Brian James
Baker, Scott Graham
By Capital Pty Ltd
Desbrowe-Annear, Peter William
Doak, Benjamin
K&S Baker Pty Ltd
Karpala, Chas Edward
Osmond Financial Services Pty Ltd
Osmond, Sophie Jane
Osmond, Thomas Henry
Nearby Credit Representatives
Frequently asked questions
What's the difference between a credit licensee and a credit representative?
An Australian Credit Licence (ACL) holder operates independently under their own licence. A credit representative is authorised by an ACL holder (the licensee) to provide credit services on the licensee's behalf. Both arrangements are regulated by ASIC under the NCCP Act and must appear on ASIC's Credit Register.
How do I verify a credit representative is authorised?
ASIC's Credit Register at moneysmart.gov.au lists every authorised credit representative in Australia, including those operating in Newtown, Victoria. Each entry shows the representative's number, the licensee they are authorised under, and the scope of credit activities they are permitted to provide. Always confirm before signing any document.
What protections do I have when dealing with a credit representative?
Consumer protections under the NCCP Act apply equally to credit representatives and to licensees: a Credit Guide before any application, disclosure of all fees and commissions, a suitability assessment of the credit product, and access to AFCA for unresolved complaints — all at no cost to you.
Can a credit representative arrange any type of loan?
No. Each credit representative is authorised for specific credit activities by their licensee — typically residential mortgages, commercial finance, leasing, or a combination. The authorisation scope is shown on the ASIC Credit Register entry. Ask about the scope before engaging if you need a specific loan type.