86 verified credit representatives
Credit Representatives in Pakenham, VIC
Compare registered credit representatives in Pakenham, Victoria. All listings sourced from the ASIC Credit Representative Register.
Process and consumer protections
Credit representatives in Pakenham, Victoria follow the same NCCP process as full ACL holders: assessment of suitability, disclosure of fees and commissions, and provision of a Credit Guide before any application. The Best Interests Duty applies if the representative is acting as a mortgage broker. For non-mortgage credit (personal loans, asset finance, equipment leasing) suitability assessments are still required but the Best Interests Duty does not apply. Any commission paid by the lender must be disclosed. AFCA is the external dispute resolution body, and it is free for consumers.
Remeljo Pty Ltd
Active
Simon, Robertson
Active
Pakenham Home Loans Pty Ltd
Active
Zjba Pty Ltd
Active
Insight Lending Pty Ltd
Active
Aplin, Brendon
Active
Matthews, Justin Daniel
Active
The Finance Bunker Pty Ltd
Active
Cloud Nine Home Loans Group Pty Ltd
Active
Craig, Peter
Active
Ferguson, Katalin
Active
Kesikkaran, Shajin
Active
Dhankar, Rajeev
Active
Dissanayake Mudiyanselage, Gaya
Active
Gilbee, Tony Kevin
Active
Gjs Green Solutions Pty Ltd
Active
Kulik, Olga
Active
Ok Financial Solutions Pty Ltd
Active
Perry, Alisha
Active
Clearchoice Finance Pty Ltd
Active
Roberts, Robert
Active
Singh, Shamsher
Active
Adelaide Mortgage Brokers Pty Ltd
Active
Australia Low Rate Home Loan Pty Ltd
Active
Betteridge, Rachel
Active
Craig, Peter
Active
R D & Sons Finance Pty Ltd
Active
Rahi, Fareen
Active
Saha, Umesh Prasad
Active
Singh, Puneet Inder
Active
Bhela&Co Pty Ltd
Active
G & G Financial Services Pty Ltd
Active
Khoe, Thirza
Active
Singh, Kamaljeet
Active
Walsh, Jaclyn
Active
1313Ms Pty Ltd
Active
Creditlink Australia Pty Ltd
Active
Elevate Lending Solutions Pty Ltd
Active
Ghafoori, Abdul Farid
Active
Mangat, Harmandeep Singh
Active
Sandhu, Mohanjit Singh
Active
Zoobi, Amna
Active
Alisha Perry Finance Pty Ltd
Active
Craig, Melissa Jade
Active
Darby Home Loans Pty Ltd
Active
Darby, Travis John
Active
Finance Solutions Pro Pty Ltd
Active
Gulati, Ashish
Active
Inspire Home Loans Pty Ltd
Active
Josan Finance Pty Ltd
Active
Kaur, Harpreet
Active
Kaur, Shavanpreet
Active
Kumar, Rajinder
Active
Ludlow, James William
Active
Nexgen Wealth Creation Pty Ltd
Active
Pandher, Ranjeet Singh
Active
Paterson, Tara
Active
Promptus Finance Pty Ltd
Active
Prospexx Investment Pty Ltd
Active
Silva, Madutha
Active
Silva, Sampathawaduge Janitha
Active
Universal Lending Pty Ltd
Active
Winner Mays Pty Ltd
Active
Aj Mortgage Solutions Pty Ltd
Active
Aman, Aman
Active
Assetflex Group Pty Ltd
Active
Bharwad, Dhiraj Arjanbhai
Active
Bouvard, Wayne Timothy
Active
Get You Finance Gippsland Pty Ltd
Active
Get You Mortgage Holdings Pty Ltd
Active
Grant, Kyle
Active
Hassani, Ihsanullah
Active
Kaur, Parampreet
Active
Kh Finance Pty Ltd
Active
Kumar, Naveen
Active
Mandhan, Dimpil Shamsundar
Active
Simply Sorted Loans Pty Ltd
Active
Singh, Arvind Pal
Active
The Trustee For G & E Tuli Family Trust
Active
Tripodi, Marco Giuseppe
Active
Tseng, Chueh-Fen
Active
Turnewitsch, Kimberly
Active
Uloans Finance Pty Ltd
Active
Christy Jeyaseelan, Andrew Vinothdev
Active
Hope Financial Pty Ltd
Active
The Pdfa Group Pty Ltd
Active
Nearby Credit Representatives
Frequently asked questions
What's the difference between a credit licensee and a credit representative?
An Australian Credit Licence (ACL) holder operates independently under their own licence. A credit representative is authorised by an ACL holder (the licensee) to provide credit services on the licensee's behalf. Both arrangements are regulated by ASIC under the NCCP Act and must appear on ASIC's Credit Register.
How do I verify a credit representative is authorised?
ASIC's Credit Register at moneysmart.gov.au lists every authorised credit representative in Australia, including those operating in Pakenham, Victoria. Each entry shows the representative's number, the licensee they are authorised under, and the scope of credit activities they are permitted to provide. Always confirm before signing any document.
What protections do I have when dealing with a credit representative?
Consumer protections under the NCCP Act apply equally to credit representatives and to licensees: a Credit Guide before any application, disclosure of all fees and commissions, a suitability assessment of the credit product, and access to AFCA for unresolved complaints — all at no cost to you.
Can a credit representative arrange any type of loan?
No. Each credit representative is authorised for specific credit activities by their licensee — typically residential mortgages, commercial finance, leasing, or a combination. The authorisation scope is shown on the ASIC Credit Register entry. Ask about the scope before engaging if you need a specific loan type.
Listings sourced from public government registers (ASIC, TPB). DecisionLab does not endorse any specific professional.
Always verify registration status directly with the relevant authority before engaging services.
Data is updated periodically and may not reflect the most current information.