58 verified credit representatives
Credit Representatives in South Morang, VIC
Compare registered credit representatives in South Morang, Victoria. All listings sourced from the ASIC Credit Representative Register.
What the licensee relationship means for you
When dealing with a credit representative in South Morang, Victoria, the licensee they represent matters as much as the representative themselves. The licensee carries the ACL, the professional indemnity insurance and the AFCA membership that protect you if something goes wrong. Each entry below shows the licensee's name. Representatives may be authorised for residential lending, commercial lending, leasing, or all three — ask up front. Disclosure documents (Credit Guide, Credit Quote, Proposal Disclosure) must be provided before any binding application; these documents detail fees and any commission flows.
Zap1 Pty Ltd
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Accountants & Tax Agents Pty. Ltd.
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Mather, Thayalan Julius
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A2Z Lending Solutions Pty Ltd
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Alpine Financial Solutions Pty Ltd
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Arora, Bandhu
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Goh, Zhi
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Kumar, Rohit
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Mather, William Jeffry
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Singh, Narender
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Eric Williams Financial Services Pty. Ltd.
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Williams, Eric Alan
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De Alwis Jayasinghe, Rajeeva Chrishantha
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The Trustee For De Alwis Jayasinghe Family Trust
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Lighthouse Investments & Mortgage Enterprises Pty Ltd
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Matthew Mayalil, Robbinson
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Vt Capital Pty Ltd
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Arzaan Investments Pty Ltd
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Chelikkattil, Rajeev
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Rcvk Group Pty Ltd
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Singh, Ranjeet
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Petrevski, Tony
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Piculovski, David
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Prosperity Lane Financial Solutions Pty Ltd
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Rossiter, Stacey
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Shamaei, Sepideh
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Vip Lending Pty Ltd
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Achievers Financial Solutions Pty Ltd
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Bester, Amy Jane
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Dinh, Vi Thuy
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Dissanayake, Janaka
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J.Mag Finance Pty Ltd
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Katyal, Mohit
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Kaur, Gurdeep
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Kohli, Gourav
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Magnone, John Anthony
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Pal, Naveen Chandra
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Rncj Pty Ltd
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Sebastian Rajendram, Daniel
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Sharma, Ashish
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B & D Home Loans Pty Ltd
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Casha, Christopher Charles
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Five Star Financial Group Pty Ltd
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Ghuman Corporation Pty Ltd
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Ghuman, Rajbir Singh
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Giannaula, Joseph
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Gtm Finance Lending Pty Ltd
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Ihala Gedara, Rohan Rathnayaka
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Kas Loans Pty Ltd
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Raza, Ahmad
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Salmani, Amir
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Siwas Pty Ltd
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Siwas, Amit
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The Trustee For Minute Finance Trust
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Toussipour, Tina
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Wize Finance Pty Ltd
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Zacharias, Binoy
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Gjata, Stephanie
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Nearby Credit Representatives
Frequently asked questions
What's the difference between a credit licensee and a credit representative?
An Australian Credit Licence (ACL) holder operates independently under their own licence. A credit representative is authorised by an ACL holder (the licensee) to provide credit services on the licensee's behalf. Both arrangements are regulated by ASIC under the NCCP Act and must appear on ASIC's Credit Register.
How do I verify a credit representative is authorised?
ASIC's Credit Register at moneysmart.gov.au lists every authorised credit representative in Australia, including those operating in South Morang, Victoria. Each entry shows the representative's number, the licensee they are authorised under, and the scope of credit activities they are permitted to provide. Always confirm before signing any document.
What protections do I have when dealing with a credit representative?
Consumer protections under the NCCP Act apply equally to credit representatives and to licensees: a Credit Guide before any application, disclosure of all fees and commissions, a suitability assessment of the credit product, and access to AFCA for unresolved complaints — all at no cost to you.
Can a credit representative arrange any type of loan?
No. Each credit representative is authorised for specific credit activities by their licensee — typically residential mortgages, commercial finance, leasing, or a combination. The authorisation scope is shown on the ASIC Credit Register entry. Ask about the scope before engaging if you need a specific loan type.
Listings sourced from public government registers (ASIC, TPB). DecisionLab does not endorse any specific professional.
Always verify registration status directly with the relevant authority before engaging services.
Data is updated periodically and may not reflect the most current information.