Credit Representatives in Thomastown, VIC
Compare registered credit representatives in Thomastown, Victoria. All listings sourced from the ASIC Credit Representative Register.
Licensee structure and supervision
Credit representatives in Thomastown, Victoria operate under the Australian Credit Licence (ACL) of a parent licensee. They are permitted to engage in 'credit activities' — arranging loans, advising on credit contracts, or acting as intermediaries — but only within the scope authorised by the licensee. Both the representative and the licensee must be listed on ASIC's Credit Register. Licensees are responsible for compliance training, complaints handling, and external dispute resolution membership through AFCA. The representative's authorisation can be checked at MoneySmart's professional registers tool — confirm that the rep number matches and the licensee shown is current.
Balehosur, Manohar
Elliott, Peter
Gorton, John
Ivey, David Scott
Junawan, Sendy Bahari
Ke, Shuangsheng
Mathew, Philip
Matsoukas, Stavros
Namo Pty Ltd
Nayak, Santosh
Saleem, Omar
Shah, Hardik Navnitbhai
Silva, Melitus
The Lending Centre (Vic) Pty. Ltd.
Ahaana Pty Ltd
Sood, Pranav
Cracknell, Darryl John
Dro Property Investments Pty Ltd
Hamza, Ali
Jnd Finance Pty Ltd
Vashisht, Anchit
Cheng, Ling Wan
Continental Equity Pty Ltd
Gorr Finance Pty Ltd
Fernando, Kurukulasuriya Anil
Sauhrid, Mir Sawam
Singh, Gagandeep
Tanveer, Tanveer
Ga Finance Group Pty Ltd
Allcare Essentials Pty Ltd
Kaur, Jasmine
Al Timimi, Zain
Sleight, Jarrad James
Bhardwaj, Pankaj Kumar
Bourizk, Claude Elias
Claude The Broker Pty Ltd
Dhanda, Chandni Khanna
Hk Financial Group Pty. Ltd.
Jupiter Financial Group Pty Ltd
Kaishvi Enterprises Pty Ltd
Khalil, Hussam Ibrahim
Aussie Nest Finance Pty Ltd
Besavend, Nouzi
Bhattarai, Ramu
Northern Finance Group Pty Ltd
Stratifi Lending Pty Ltd
Stratiou, James
Nearby Credit Representatives
Frequently asked questions
What's the difference between a credit licensee and a credit representative?
An Australian Credit Licence (ACL) holder operates independently under their own licence. A credit representative is authorised by an ACL holder (the licensee) to provide credit services on the licensee's behalf. Both arrangements are regulated by ASIC under the NCCP Act and must appear on ASIC's Credit Register.
How do I verify a credit representative is authorised?
ASIC's Credit Register at moneysmart.gov.au lists every authorised credit representative in Australia, including those operating in Thomastown, Victoria. Each entry shows the representative's number, the licensee they are authorised under, and the scope of credit activities they are permitted to provide. Always confirm before signing any document.
What protections do I have when dealing with a credit representative?
Consumer protections under the NCCP Act apply equally to credit representatives and to licensees: a Credit Guide before any application, disclosure of all fees and commissions, a suitability assessment of the credit product, and access to AFCA for unresolved complaints — all at no cost to you.
Can a credit representative arrange any type of loan?
No. Each credit representative is authorised for specific credit activities by their licensee — typically residential mortgages, commercial finance, leasing, or a combination. The authorisation scope is shown on the ASIC Credit Register entry. Ask about the scope before engaging if you need a specific loan type.