Credit Representatives in Wantirna, VIC
Compare registered credit representatives in Wantirna, Victoria. All listings sourced from the ASIC Credit Representative Register.
Licensee structure and supervision
Credit representatives in Wantirna, Victoria operate under the Australian Credit Licence (ACL) of a parent licensee. They are permitted to engage in 'credit activities' — arranging loans, advising on credit contracts, or acting as intermediaries — but only within the scope authorised by the licensee. Both the representative and the licensee must be listed on ASIC's Credit Register. Licensees are responsible for compliance training, complaints handling, and external dispute resolution membership through AFCA. The representative's authorisation can be checked at MoneySmart's professional registers tool — confirm that the rep number matches and the licensee shown is current.
Berryman, Damien
Burgan, Andrew
Dpb Developments Pty Ltd
Dua, Anurit
Edgcumbe, Elizabeth
Eme Financial Services Pty Ltd
Heisler, Paul Rene
Home Loan Saint Pty Ltd
Key Finance Pty Ltd
Khera, Narinder
Lime Financial Services Pty Ltd
Mortgage Life Home Loans Pty Ltd
Moyle, Brett
Nariman Pty. Ltd.
Think Advantage Group Pty Ltd
Wantirna Community Financial Services Limited
Wilcox, Natalie
Brittain, Dwayne James
Haylarin Pty Ltd
Philipose, John
Rodrigo, Pramuditha Akalanka
Buckley, Kerry
Donaldson, Julie
Anderson, Cameron
Gunther, Carolyn
Retro Finance Pty Ltd
Skilled Finance Pty Ltd
De Almeida, Aloysius Susantha
D'Mello, Daniel
Moon, Brendan Dale
Eltham Practice Pty Ltd
Financo Pty Ltd
Li, Congyue
Liu, Yuhan
Opl Finance Group Pty Ltd
Akshika Enterprises Pty. Ltd.
Brittain, Dwayne James
Complete Finance Advisors Pty Ltd
Gupta, Shefali
Lay, Paul
Neylan, Tanya Maree
O'Connor, Declan
Zhang, Wenbin
Allen, Debra
Co-Create Finance Pty Ltd
Conway, Leigh
Flanagan, Ann Louise
Flanagan, Paul Michael
Flanap Pty Ltd
Fox, Hannah
Goh, Keng
Gupta, Amit
Lam, Eddie Wai
Moon, Brendan Dale
Chiu, Alexander Yi
Kochummen, Josephine
Rees, Jasmine
Sampana, Glenda
Section Seven Finance Pty Ltd
Shi, Weihao
Wei, Xu
Witt, Barbara
Zhang, Xiaowei
Field, Sam
Panstone Capital Pty Ltd
Nearby Credit Representatives
Frequently asked questions
What's the difference between a credit licensee and a credit representative?
An Australian Credit Licence (ACL) holder operates independently under their own licence. A credit representative is authorised by an ACL holder (the licensee) to provide credit services on the licensee's behalf. Both arrangements are regulated by ASIC under the NCCP Act and must appear on ASIC's Credit Register.
How do I verify a credit representative is authorised?
ASIC's Credit Register at moneysmart.gov.au lists every authorised credit representative in Australia, including those operating in Wantirna, Victoria. Each entry shows the representative's number, the licensee they are authorised under, and the scope of credit activities they are permitted to provide. Always confirm before signing any document.
What protections do I have when dealing with a credit representative?
Consumer protections under the NCCP Act apply equally to credit representatives and to licensees: a Credit Guide before any application, disclosure of all fees and commissions, a suitability assessment of the credit product, and access to AFCA for unresolved complaints — all at no cost to you.
Can a credit representative arrange any type of loan?
No. Each credit representative is authorised for specific credit activities by their licensee — typically residential mortgages, commercial finance, leasing, or a combination. The authorisation scope is shown on the ASIC Credit Register entry. Ask about the scope before engaging if you need a specific loan type.