Credit Representatives in Werribee, VIC
Compare registered credit representatives in Werribee, Victoria. All listings sourced from the ASIC Credit Representative Register.
What the licensee relationship means for you
When dealing with a credit representative in Werribee, Victoria, the licensee they represent matters as much as the representative themselves. The licensee carries the ACL, the professional indemnity insurance and the AFCA membership that protect you if something goes wrong. Each entry below shows the licensee's name. Representatives may be authorised for residential lending, commercial lending, leasing, or all three — ask up front. Disclosure documents (Credit Guide, Credit Quote, Proposal Disclosure) must be provided before any binding application; these documents detail fees and any commission flows.
Homestead Financial Group Pty Ltd
Lepre, Vince
Mccormack, Darren
Chambers, Robin
Lepre, Daniel
Mullins, John
A & C Ocon Pty. Ltd.
Yusi, Joseph Jay
Complete Finance Australia Pty Ltd
Economidis, Minas
Victor-Gordon, Simon
Xo Financial Services Pty Ltd
Allan, Antony John
Cs Lending Group Pty Ltd
Payne, Shane
Sangwan, Rajbir Singh
Vic Loans Pty Ltd
Spectrum Home Loans Pty Ltd
Mulret Pty Ltd
Pablo, Jennifer Santos
Sharma, Pankaj
Xu, Zhi Feng
Ap Pandora Pty Ltd
Brownrigg, Kellie
Cue Finance Pty Ltd
Fahim, Zain
Ravenscroft, Rebecca
Accurate Choice Pty Ltd
Ashwathnarayana, Anil Kumar
Rm Planner Pty Ltd
Saini, Rohit Pal
Building Blocks For The Future Pty Ltd
Cardona, Chyenne
Chopra, Rajni
Dartnell, Peter James
George, Majo
Gs Reliable Lending Pty Ltd
Jaswal, Parveen Kumar
Kain Financial Pty Ltd
Loan Solutions Aust Pty Ltd
Rani, Geeta
Zilch Financial Services Pty Ltd
Zilic, Jacob
Ambwani, Jitin
L A Warden Pty. Ltd.
Mk Easy Loans Pty Ltd
Painumgal Rajan, Ajith
Scarmax Pty Ltd
Smart Credit Pty Ltd
Toor, Amandeep Kaur
Walia, Chetan
Webb, Sonya
Abihu Pty Ltd
Bearder, Duncan Mark
Mcintyre, Daiman
Money Market Place Pty Ltd
Pablo, Rianne
Pallagothram, Joel
River Space Pty Ltd
Sablok, Loveleen
Ananthakrishnan, Satheesh Kumar
Bansal, Ankita
Bee Financial Services Pty Ltd
Borg, Jye
J & J Financial Solutions Pty Ltd
Johal, Harjinder Singh
Loan Lab Aust Pty Ltd
Ramakrishnan, Karthik
Select Loan And Mortgage Pty Ltd
Singh, Mandeep
Weerasinghe, Yasasa Ranga
Auztech Financials Pty Ltd
Chawla, Rajni
Gupta, Anuj
Kalia, Nikhil
Kasireddy, Pravalika
Kok, Soo Jean
Oggu, Naga Tapasvee
Palakudiyil Joseph, Josy
Profit Mortgage Pty Ltd
Sawant, Harshad
Thankappan Jayakumari, Rejeesh
Vr Loans Pty. Ltd.
Aussie Investor Group Pty Ltd
Mortgage Delight Pty Ltd
Raghavendra, Raju Venkatesh
Raveendran Rani, Arun Rakesh
Nearby Credit Representatives
Frequently asked questions
What's the difference between a credit licensee and a credit representative?
An Australian Credit Licence (ACL) holder operates independently under their own licence. A credit representative is authorised by an ACL holder (the licensee) to provide credit services on the licensee's behalf. Both arrangements are regulated by ASIC under the NCCP Act and must appear on ASIC's Credit Register.
How do I verify a credit representative is authorised?
ASIC's Credit Register at moneysmart.gov.au lists every authorised credit representative in Australia, including those operating in Werribee, Victoria. Each entry shows the representative's number, the licensee they are authorised under, and the scope of credit activities they are permitted to provide. Always confirm before signing any document.
What protections do I have when dealing with a credit representative?
Consumer protections under the NCCP Act apply equally to credit representatives and to licensees: a Credit Guide before any application, disclosure of all fees and commissions, a suitability assessment of the credit product, and access to AFCA for unresolved complaints — all at no cost to you.
Can a credit representative arrange any type of loan?
No. Each credit representative is authorised for specific credit activities by their licensee — typically residential mortgages, commercial finance, leasing, or a combination. The authorisation scope is shown on the ASIC Credit Register entry. Ask about the scope before engaging if you need a specific loan type.