Credit Representatives in West Melbourne, VIC
Compare registered credit representatives in West Melbourne, Victoria. All listings sourced from the ASIC Credit Representative Register.
Process and consumer protections
Credit representatives in West Melbourne, Victoria follow the same NCCP process as full ACL holders: assessment of suitability, disclosure of fees and commissions, and provision of a Credit Guide before any application. The Best Interests Duty applies if the representative is acting as a mortgage broker. For non-mortgage credit (personal loans, asset finance, equipment leasing) suitability assessments are still required but the Best Interests Duty does not apply. Any commission paid by the lender must be disclosed. AFCA is the external dispute resolution body, and it is free for consumers.
Ejm Financial Services Pty Ltd
Jedlo Profile Financial Planning Pty Ltd
Ong, Kah Arn
Haidar, Charlene Kate
Allday, Mat
Australian Loans Group Pty Ltd
Mortgage & Capital Solutions Pty Ltd
Exquisite Two Holdings Pty Ltd
Jacob, Eldo
Marriott, Kathryn Renae
National Wealth Group Pty Ltd
Siddam, Ashish Suresh
The Invested Finance Co Pty Ltd
Boyd, Anthony Edward
Hoang, Chau
Loan X Group Pty Ltd
Chan, Daniel
Jade Scarlett Pty Ltd
Malik, Ankur
Gupta, Aaryan
Vicwide Finance Pty Ltd
Chen, Iris Wei
Inovayt Asset And Equipment Pty Ltd
Kt&A Financial Pty Ltd
My Broker Support Pty Ltd
Search Financial Group Pty Ltd
Sercombe, Rory
Taliana, Luke
Trajkoski, Daniel
Jovanovic, Maria
The Trustee For Nv Lending Solutions Trust
Vandort, Natalie
Chris Brock Finance Pty Ltd
Holmes, Jac Theodore
Lu, Manman
Nexgen Capital Services Pty Ltd
The Trustee For Mmas Family Trust
Walia, Jasjeet
Altra Capital Pty Ltd
Bertalli, Simone
Dusi, Ben
Inovayt Adelaide Pty Ltd
Invested Financial Group Pty Limited
Islam, Salim
Jayawardana, Rojitha Sachinthaka
Kohli, Sudeep
Li, Jiamo
Simcapital Pty Ltd
Staropoli, Leon
Tufo, Jenna Lee
Chandler, Shannon Eileen
Nearby Credit Representatives
Frequently asked questions
What's the difference between a credit licensee and a credit representative?
An Australian Credit Licence (ACL) holder operates independently under their own licence. A credit representative is authorised by an ACL holder (the licensee) to provide credit services on the licensee's behalf. Both arrangements are regulated by ASIC under the NCCP Act and must appear on ASIC's Credit Register.
How do I verify a credit representative is authorised?
ASIC's Credit Register at moneysmart.gov.au lists every authorised credit representative in Australia, including those operating in West Melbourne, Victoria. Each entry shows the representative's number, the licensee they are authorised under, and the scope of credit activities they are permitted to provide. Always confirm before signing any document.
What protections do I have when dealing with a credit representative?
Consumer protections under the NCCP Act apply equally to credit representatives and to licensees: a Credit Guide before any application, disclosure of all fees and commissions, a suitability assessment of the credit product, and access to AFCA for unresolved complaints — all at no cost to you.
Can a credit representative arrange any type of loan?
No. Each credit representative is authorised for specific credit activities by their licensee — typically residential mortgages, commercial finance, leasing, or a combination. The authorisation scope is shown on the ASIC Credit Register entry. Ask about the scope before engaging if you need a specific loan type.