Credit Representatives in Williams Landing, VIC
Compare registered credit representatives in Williams Landing, Victoria. All listings sourced from the ASIC Credit Representative Register.
Process and consumer protections
Credit representatives in Williams Landing, Victoria follow the same NCCP process as full ACL holders: assessment of suitability, disclosure of fees and commissions, and provision of a Credit Guide before any application. The Best Interests Duty applies if the representative is acting as a mortgage broker. For non-mortgage credit (personal loans, asset finance, equipment leasing) suitability assessments are still required but the Best Interests Duty does not apply. Any commission paid by the lender must be disclosed. AFCA is the external dispute resolution body, and it is free for consumers.
Shah, Nirav
Singh, Gurmukh
Ahmed, Tanvir Dewan
Ali, Raza
Croaker, Henry Gray
Singh, Kanwal Preet
Tran, Andy Vo
Your Future First Pty Ltd
Ajani, Ali
Chidhakwa, Gracios Letwin
Kingdom Eagles Pty. Ltd.
One1Zero Investments Pty Ltd
Sood, Kanupriya
Aaa Plus Finance Pty Ltd
Chowdary, Srikanth
Hegde, Rakshith
Parmar, Lalit
Milan Enterprise Pty Ltd
Sachdeva, Gourav
A1 Financial Solutions Pty Ltd
Kaur, Gursharn
Khanna, Manu
Loanax Pty Ltd
Mashar, Kartik
Money Strategy Pty Ltd
Moolchandani, Rahul
Profin Finance Pty Ltd
Shyu, Chien-Chao
Singh, Dharamveer
Sqale Finance Pty Ltd
V3 Finance Solutions Pty Ltd
Williams Mortgage Services Pty Ltd
Xu, Zhe
Amrit Financial Services Pty Ltd
Buoyant Capital Pty Ltd
Eaglevision Solutions Pty Ltd
Gautam, Divyanshu
Gorthy, Ramahimakar
Hawes, Nathan Luke
Khanna, Vikas
Ln Aussie Loans Pty. Ltd.
Ml & Zhj Pty. Ltd.
Red Brick Loans Pty Ltd
The Trustee For Mm Family Trust
Trembath, Craig William
Zhao, Haijing
Ghosh, Nitin
Hosseinzadeh, Sarvin
Jpj Finance Pty Ltd
Modi, Nileshkumar Sureshkumar
More Than Acquaintance Pty Ltd
Ns Ghosh Group Pty Ltd
Patrikios, Jana
Pecakovski, Slave
Perfect Asset Finance Pty Ltd
Scouty Group Pty Ltd
Singh, Yuvi
Uniko Capital Pty Ltd
Vaid, Radhe
Beniwal, Monika
Bigger Dime Finance Pty Ltd
Dam Capital Pty Ltd
Darmawan, Juanita
Fast And Eazy Finance Pty Ltd
Galaxy Loans Pty Ltd
Goswami, Suman
Idn Finance And Advisory Pty Ltd
Infinity Business Group Pty. Ltd.
Kaur, Maninder
Lopez, Magdaline Apsara
My Loan Guide Pty Ltd
Opes Hub Pty Ltd
Orange Financial Solutions Pty. Ltd.
Pandey, Ruchika
Patel, Ritesh Manilal
Patel, Shaileshkumar Mathurdas
Pokharel, Gopal
Rasania, Ishan Sunilkumar
Rupana, Harmeet
Singh, Jagdish
Singh, Jagdish
Singla, Radhika
Suresh, Banaswadi Padmanabha
The Trustee For Ezy Loans Family Trust
Vision Wise Group Pty Ltd
Eagle Homeloans Australia Pty Ltd
Loan 2 Me Pty Ltd
Moses, Sindhu
Ngai, Tung Nai
Yardley, Shay
Nearby Credit Representatives
Frequently asked questions
What's the difference between a credit licensee and a credit representative?
An Australian Credit Licence (ACL) holder operates independently under their own licence. A credit representative is authorised by an ACL holder (the licensee) to provide credit services on the licensee's behalf. Both arrangements are regulated by ASIC under the NCCP Act and must appear on ASIC's Credit Register.
How do I verify a credit representative is authorised?
ASIC's Credit Register at moneysmart.gov.au lists every authorised credit representative in Australia, including those operating in Williams Landing, Victoria. Each entry shows the representative's number, the licensee they are authorised under, and the scope of credit activities they are permitted to provide. Always confirm before signing any document.
What protections do I have when dealing with a credit representative?
Consumer protections under the NCCP Act apply equally to credit representatives and to licensees: a Credit Guide before any application, disclosure of all fees and commissions, a suitability assessment of the credit product, and access to AFCA for unresolved complaints — all at no cost to you.
Can a credit representative arrange any type of loan?
No. Each credit representative is authorised for specific credit activities by their licensee — typically residential mortgages, commercial finance, leasing, or a combination. The authorisation scope is shown on the ASIC Credit Register entry. Ask about the scope before engaging if you need a specific loan type.