Credit Representatives in East Perth, WA
Compare registered credit representatives in East Perth, Western Australia. All listings sourced from the ASIC Credit Representative Register.
Process and consumer protections
Credit representatives in East Perth, Western Australia follow the same NCCP process as full ACL holders: assessment of suitability, disclosure of fees and commissions, and provision of a Credit Guide before any application. The Best Interests Duty applies if the representative is acting as a mortgage broker. For non-mortgage credit (personal loans, asset finance, equipment leasing) suitability assessments are still required but the Best Interests Duty does not apply. Any commission paid by the lender must be disclosed. AFCA is the external dispute resolution body, and it is free for consumers.
Moore, Terry John
Lowe, Robert Francis
Melfi, Pietro
Westlake Asset Pty Ltd
Arrigo, Philip
Kahl, Gregory
Kahl, Simon
Franklin, Kerry Louise
Hinton, Deborah
Viney, Nicola Marie
Wsp Pty Ltd
Turner, Denis Lawrence
Eastman Financial Pty Ltd
Woods, Rhys Allan
Customer 1St Finance Group Pty Ltd
Lee, Joshua Jeonghee
Louis W Pty Ltd
Andrews, Sandra Mary
Hindley Holdings Pty Ltd
Mudunkotuwa Mudiyanselage, Lahiru
Xu, Wenbin
Aps Financial Group Pty Ltd
Camden Professionals Finance Pty Ltd
Gupta, Sajal
Lee, Elizabeth
Legal Check Pty Ltd
Marouchak, Nicholas
Neuwert, Steve Armin
Pfi Holdings Pty Ltd
Wong, Siew Lee
Dodhia, Kantilal
Luxe Finance Group Pty Ltd
Ronim Dlm Pty Ltd
Shreeji Homes Pty Ltd
Vasoya, Nileshkumar
Finwise Finance Pty Ltd
Furler, Benjamin
Jama, Ali Abdurahman
Minor, David
Oosthuizen, Wilmer
Alorap Creations Pty Ltd
Low, Chee Yuan
Ma, Jian
Mj Wealth Group Pty Ltd
Schofield, Addison Brian
The Trustee For Mw Family Trust
Very Social Capital Pty Ltd
Westphal-Groves, John Wade
Schofield, Corryn
Nearby Credit Representatives
Frequently asked questions
What's the difference between a credit licensee and a credit representative?
An Australian Credit Licence (ACL) holder operates independently under their own licence. A credit representative is authorised by an ACL holder (the licensee) to provide credit services on the licensee's behalf. Both arrangements are regulated by ASIC under the NCCP Act and must appear on ASIC's Credit Register.
How do I verify a credit representative is authorised?
ASIC's Credit Register at moneysmart.gov.au lists every authorised credit representative in Australia, including those operating in East Perth, Western Australia. Each entry shows the representative's number, the licensee they are authorised under, and the scope of credit activities they are permitted to provide. Always confirm before signing any document.
What protections do I have when dealing with a credit representative?
Consumer protections under the NCCP Act apply equally to credit representatives and to licensees: a Credit Guide before any application, disclosure of all fees and commissions, a suitability assessment of the credit product, and access to AFCA for unresolved complaints — all at no cost to you.
Can a credit representative arrange any type of loan?
No. Each credit representative is authorised for specific credit activities by their licensee — typically residential mortgages, commercial finance, leasing, or a combination. The authorisation scope is shown on the ASIC Credit Register entry. Ask about the scope before engaging if you need a specific loan type.