Credit Representatives in Mount Lawley, WA
Compare registered credit representatives in Mount Lawley, Western Australia. All listings sourced from the ASIC Credit Representative Register.
Licensee structure and supervision
Credit representatives in Mount Lawley, Western Australia operate under the Australian Credit Licence (ACL) of a parent licensee. They are permitted to engage in 'credit activities' — arranging loans, advising on credit contracts, or acting as intermediaries — but only within the scope authorised by the licensee. Both the representative and the licensee must be listed on ASIC's Credit Register. Licensees are responsible for compliance training, complaints handling, and external dispute resolution membership through AFCA. The representative's authorisation can be checked at MoneySmart's professional registers tool — confirm that the rep number matches and the licensee shown is current.
Vanderley Industries Pty Ltd
Anderson, Craig Douglas
Bott, Shan Lei-Hua
Brown, Christopher Lloyd
Kahane, Todd Renals
Lin, Shao Lun
Mcvee, Todd Mathew
Vegas Chase Pty Ltd
Savannah Jade Pty Ltd
Meyer, Travis
Strickland, Krishna
Colossians Pty Ltd
Hancock, Drew Leonard
Hubena, Helena
Calculated Lending Pty Ltd
Centa, Jacob Kai
Centaur Finance Solutions Pty Ltd
Patterson, Bianca Candice
Tm Residential Finance Pty Ltd
Krisha Enterprise Wa Pty Ltd
Shah, Chintankumar
3D Finance Brokers Pty Ltd
Kettemann, Andreas
Magri, Christian Eugenio
Papworth, Nathan
Eaoa Pty Ltd
Finance Hd Pty Ltd
Game, Lawrence
Gordon, James
Highly Evolved Pty Ltd
Jrg Finance Solutions Pty Ltd
Naidoo, Prean
Reynolds, Stuart Lindsay
Sr Finance Group Pty Ltd
Rigby, Jesse Kyle
Allegra Creative Pty Ltd
The Trustee For Allport Family Trust
Nearby Credit Representatives
Frequently asked questions
What's the difference between a credit licensee and a credit representative?
An Australian Credit Licence (ACL) holder operates independently under their own licence. A credit representative is authorised by an ACL holder (the licensee) to provide credit services on the licensee's behalf. Both arrangements are regulated by ASIC under the NCCP Act and must appear on ASIC's Credit Register.
How do I verify a credit representative is authorised?
ASIC's Credit Register at moneysmart.gov.au lists every authorised credit representative in Australia, including those operating in Mount Lawley, Western Australia. Each entry shows the representative's number, the licensee they are authorised under, and the scope of credit activities they are permitted to provide. Always confirm before signing any document.
What protections do I have when dealing with a credit representative?
Consumer protections under the NCCP Act apply equally to credit representatives and to licensees: a Credit Guide before any application, disclosure of all fees and commissions, a suitability assessment of the credit product, and access to AFCA for unresolved complaints — all at no cost to you.
Can a credit representative arrange any type of loan?
No. Each credit representative is authorised for specific credit activities by their licensee — typically residential mortgages, commercial finance, leasing, or a combination. The authorisation scope is shown on the ASIC Credit Register entry. Ask about the scope before engaging if you need a specific loan type.